"If people in the U.S. aren’t suspicious of free money, PayPal payments that look fake, the absence of a payment in their account, fake emails from PayPal’s FBI department or just Nigerians in general, then they deserve to have their money taken from them." I could easily see my parents falling for this. I don't think they deserve to have their money taken. Although, to be fair, I doubt my parents could set up and us…
We were trained pretty extensively on stopping these checks from being deposited, but it sure broke my heart being the bearer of bad news so often.
I remember one guy who didn't believe me that it was a scam, asked that I at least try to clear the check (we'd put it on hold for about a week). Lo and behold, he came back in a week later to tell me it turned out to be fake.