I just bought a RTX 5090 at MSRP. While expensive, it's also a radically more complicated product that plays a more important role in a modern computer than old GPUs did years ago.
Compared to my CPU (9950X3D), it's got a massive monolithic die measuring 750mm2 with over 4x the transistor count of the entire 9950X3d package. Beyond the graphics, it's got tensor and RT cores, dedicated engines for video decode/encode, and 32GB of DDR7 on the board.
Even basic integrated GPUs these days have far surpassed GPUs like the RTX 970, so you can get a very cheap GPU that gets power through the CPU socket, at MSRP.