Earlier quoted context omitted.
My opinion is all of these tools should completely get rid of the "pay 20/month, 200/month", etc just to get access to some beholden rate limited amount that becomes hard to track. Mask off completely and just make it completely usage based for everyone. You could do something for trial users like first 20 (pick your number here) requests are free if you really need to in order to get people on board. Or you could do…
I think Claude Code also already has the option to provide an API key directly for usage based pricing. I'm a fan of having both a subscription and a usage based plan available. The subscription is effectively a built in spending limit. If I regularly hit it and need more value, I can switch to an API key for unlimited usage. The downside is you are potentially paying for something you don't use, but that is the same…
But I have slow months and think that might not actually be the winner. Basically I'm going to wait and see before I sign up for auto-pay.