Live data from Hacker News

Valve confirms credit card companies pressured it to delist certain adult games

pcgamer.com

721–730 of 967 posts

Re: Valve confirms credit card companies pressured it to delist certain adult games

#721

Earlier quoted context omitted.

Credit cards are much less heavily relied on in Europe than in the USA. Europe basically runs on debit cards that every kid can have and where the fees are minuscule. There are countless banks providing the service and everything is highly regulated. On top of that, Europe still curbed Visa and Mastercard several times for antitrust behaviour. And the idea that physical money primarily aids social fraud, money launde…

Where may I read about anything supporting your statement "cash is primarily used for illegal activities"? I highly doubt that this is the case, unless there are more illegal activities out there than legal ones.

Technically they said,

> And the idea that physical money primarily aids social fraud, money laundering and other illegal activities is pretty well established.

Another plausible reading could be that this is just a widely believed incorrect thing (or most exactly, they are just saying it is widely believed, and not anything about the underlying truthfulness of the belief). This seems easy for somebody to observe about the society around them (although I bet it is a regional thing, or something like that) and less likely for there to be hard data on. Perception is also more likely than actual facts to drive behavior, right?

> They even killed the 500€ bank note, because it was almost exclusively used by criminals and most normal people never even touched one, much less used one for legit transactions.

This, on the other hand, seems like a specific action taken by the government to solve a specific problem, so I’d expect it to be well documented…

Re: Valve confirms credit card companies pressured it to delist certain adult games

#722

Earlier quoted context omitted.

> absolutely awful usability compared to the Euro In what way? One unpleasant discovery I made in Portugal (and also saw to some extent in Spain) was that ATM’s - every one I could find, including those that were bank-owned at physical branches - had a limit of EUR200 per transaction regardless of my own bank limit (at USD1000/day, that should have been at least EUR800). And while convenience stores, fast food, etc.,…

I went last year to Lisbon and Barcelona, from Brazil with 0 cash in any currency. I had a debit card with some hundreds of EUR already charged, but I ended up using it with an NFC enabled smartphone. No issues at all, even going in far places outside Barcelona. Everyone very receptive in BCN. I looked at ATM terminals and they seemed full of rules and complications. I tried to get some cash just to collect the notes…

Same this year - I went through Spain, France, and Portugal last month and did not have to take money out of ATM for anything including eating, shopping for groceries, paying for gas or sightseeing.

ApplePay connected to my no forex transaction credit card earning 3% cashback covered 95% of these transactions and a few times I had to use that credit card directly.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#723

Earlier quoted context omitted.

Agree or disagree, it won't matter. When you let gamers vote with their wallets, the answer speaks for itself.

I wonder what else we should just keep to voting on with our wallets?

Probably most matters of free speech, here in America.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#724
post #659
post #527

Earlier quoted context omitted.

> Since many people in Germany neither trust the banks nor the government anymore, acting this way is very rational. Speak for yourself, this is either heavily overstated or a fringe opinion, luckily. Most people definitely do trust both government and banks to a sensible degree, even if they don’t like some decisions. Some people like you apparently also don’t appreciate the immense freedom of SEPA transactions. Sur…

> Most people [in Germany] definitely do trust both government and banks to a sensible degree, even if they don’t like some decisions. The major far-right fundamentalist opposition party has built its unprecedented success on a narrative of low government trust, and has been gaining ground in both polls and elections for years and years now. So perhaps we shouldn't dismiss the parents' perspective entirely. > Some pe…

> The major far-right fundamentalist opposition party has built its unprecedented success on a narrative of low government trust, and has been gaining ground in both polls and elections for years and years now.

And yet, that is very far from the majority.

> If you include the wrong words in the transaction description, your account will almost certainly be cancelled.

That isn’t true. If you put "murder contract + 2kg heroin" in the description, at most a bank clerk will call to ask you to avoid that. The description is reviewed to detect fraud, and protects a lot of people from illicit transactions. We have that for the same reason we have KYC regulations; you may disagree with it, but it protects a lot of people, right now. If you need to obfuscate the description, you’re free to use an encrypted string or a numeric reference without any trouble.

> Any data we collect will probably be misused at some point in the future. Why take a risk with German institutions if we don't have to?

There are valid arguments against widespread cash usage; money handling is one of the top expenses in retail, for example. There also is fraud potential actively being used for sure. Yet, I don’t hear anyone working on completely abolishing cash, which is just not going to happen. Still, even Germans could benefit from questioning our ways from time to time.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#725
post #86

It is sad that in 2025 this needs to be repeated: fiction is not real. This statement imply that: * Simulated violence is not violence. * Simulated sex is not sex. * Simulated sorcery is not sorcery

And yet it is possible to make simulations extreme enough I would not opposed to banning them. There are some things that should not be normalized in society. It shouldn’t be payment processors doing it unilaterally, I’ll grant that. But I’m not (and I’m sure a great many more of a silent majority) wholly opposed to the outcome.

Normalization is a fake argument that sounds fancy, not a real thing.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#726

The day I will be informed that Valve delisted anything after being pressured by a credit card company is the last day I buy a game on it. Personally I pay with my own country's payment system that's unrelated to these companies.

You mean yesterday? Valve already did that.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#727

Link for the petition and its signers. https://www.collectiveshout.org/open-letter-to-payment-proce... https://www.heise.de/en/news/Steam-Payment-providers-force-V...

Reverse petition where?

Go ahead! I dare you. In your own real name.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#728
post #570

Earlier quoted context omitted.

No. That's an often-repeated bullshit excuse. Payment processors have ways of passing some of the chargeback risks onto the stores, and it's not like Steam itself is chargeback central. If you just want free games, pirating them is extremely easy, and trying to abuse chargebacks gets you banned.

It's not as straightforward as that. It's more like scammers getting other people to buy gift cards which are redeemed in steam and other games then the value getting moved around as in-game currency between game accounts (game-bucks, special items) before being cashed out again to make tracing very hard. Essentially laundering. I assume certain titles attract scammers because people will not want to pursue the claim…

The obscure porn games Valve delisted have no in-game items or currencies, and have zero second market value.

People launder money in the way you describe do that via extremely popular titles (so they can sell the whole account later) or rare items in online games like CSGO or Dota. Not "Incest Simulator 2023".

Re: Valve confirms credit card companies pressured it to delist certain adult games

#729

Earlier quoted context omitted.

>You sold your car. O, its over 7 or 10k, well, this is getting reported to the local IRS. Where is that cash coming from, questions, questions? (I'm not in the US) I'm curious about how does that happen. Do they reach out to you? Your bank?

Also not in the US, i am using the term IRS because people are very used to it on the internet. Banks in the US and EU are legally required to report large transactions. I know for a fact that in Europe, that cash handeling over 10.000 euro gets reported. That includes withdrawals and deposits. The later gets even more questions asked regarding the "origins" of the money. There are other fun events that we have seen,…

> Here is a fun tip: Just transfer or deposited money in small amounts, whenever you feel like it. Avoids the questioning like your some kind of criminal.

Breaking up deposits into smaller amounts is a crime called structuring.

I wouldn't recommend doing this as an alternative to dealing with the reports and scrutiny on larger transactions.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#730

Earlier quoted context omitted.

No, interest is a typical zero-sum transaction where the borrower spends and the lender earns. The loan itself represents a temporary net increase in the money supply, appearing from nothing and then vanishing when it is paid back.

I'm a bit unsure what happens when a borrower defaults on their loan. The money that was borrowed remains out in circulation, but what happens to the debt (anti-money)? Does the bank itself use its own money to pay off the debt (deleting some of their own money), or do they simply delete the debt?

I'm commiting the faux paus of providing a chat-gpt answer, but I've worked in fintech (annuities though) and I can confirm that this answer is broadly correct. https://chatgpt.com/share/687bbde1-4ba8-800c-92e5-93edd49b01...

In principle, it is 'the bank uses its own money to pay off the debt', as long as you accept that the bank's own 'credit worthiness reputation' and other assets count as 'money'. The hit is _ultimately_ taken by the capital shareholders in the bank, which is the important part.

Post reply on HN