Every time I want to use a JWT, it seems like it's the suboptimal choice, so I've never found a genuine use case for them.
Most recently, I wanted to implement 2FA w/ TOTP. I figure I'll use 1 cookie for the session, and another cookie as a TOTP bypass. If the user doesn't have a 2FA bypass cookie, then they have to complete the 2FA challenge. Great, so user submits username & password like normal, if they pass but don't have the bypass cookie the server sends back a JWT with 10 minute expiry. They have to send back the JWT along with OTP to complete the login.
I figure this is OK, but not optimal. Worst case, hacker does not submit any username/password but attempts to forge the JWT along with OTP. User ID is in clear text in the JWT, but the key only exists on the server so it's very difficult to crack. Nevertheless, clients have unlimited attempts because JWT is stateless and they can keep extending the expiry or set it to far future as desired. Still, 256 bits, not likely they'll ever succeed, but I should probably be alerted to what's going on.
Alternative? Create a 2FA challenge key that's unique after every successful username/password combo. User submits challenge key along with OTP. Same 256 bit security, but unique for each login attempt instead of using global HMAC key. Also, now it's very easy to limit attempts to ~3 and I have a record of any such hacking attempt. Seems strictly better. Storage is not really a concern because worse case I can still prune all keys older than 10 minutes. Downside I guess is I still have to hit my DB, but it's a very efficient query and I can always move to a key-value store if it becomes a bottleneck.
I don't know, what's the use-case? Server-server interaction? Then they still need to share a key to validate the JWT. And probably all but the user-facing server doesn't need to be exposed to public internet anyway so why the hoopla adding JWT? I haven't looked into it much because I don't believe in this microservice architecture either, but if I were to go down that road I'd probably try gRPC/protobufs and still not bother with JWT.