> any American could live an earlier iteration of the American Dream If (and only if) you aren't socially different from the communities you'd be moving to. Being gay or trans, for instance, might mark you out as a target in a lot of the places where you could live this cheaply. Plenty of race, religions, or political beliefs that would make it untenable. It's hard to claim that any American can achieve this.
How to live on $432 a month in America
191–200 of 764 posts
Re: How to live on $432 a month in America
#192> Taxes: $41 > Electric: ~$30 > Water: $0 > Heat: (no, it's really blank) > Transit: $53 for a 30-ride pass for each person living there, assuming you go to town 3x per week at $2/trip. Multiple options to take the bus to town each day from this location. > Food: ~$300/mo. > Telephone: $8/mo > Entertainment: Fishing and library, free > Internet: Use library This author cannot be coming at this from a serious point of…
He overpriced the phone. Good2Go have a 1GB data plan for $5/mo that I use. I only need data when I'm outside the house. You can buy a half-decent Android phone off eBay for $30-50. But, you still need some sort of Internet. If you can't get wired, then that means having to fork out for Starlink or Hughes. I'm in literally the middle of nowhere in a one-horse town and it has 1Gbps wired to my house and they just put…
Re: How to live on $432 a month in America
#193Earlier quoted context omitted.
> but when it comes right down to it, they mostly eat at chain restaurants and go to the movies, same as they could in a smallish town. They might occasionally go to a pro baseball game or the zoo or something that's only available in the city, but country people can make a day trip to do that too. This hasn't been my experience at all. I live in an urban area and I haven't eaten at a chain restaurant outside of road…
there is a huge market distortion in that dense, walkable living is illegal to build in most of the country. i've seen polling that suggests walkability is in demand for about 40% of the population but there isn't 40% of available homes in such a configuration, so there are also a lot of people who get priced out of that and into suburbia.
Re: How to live on $432 a month in America
#194Earlier quoted context omitted.
The type of place being talked about in this article is a place with more houses than people. It's the sort of place that children move away from as they mature because there are few opportunities to build a life there
> few opportunities to build a life for certain values of "a life" of course. The article alludes to our 'great-grandparents' and indeed, we wouldn't be here if the majority of people 100 years ago didn't build "a life" in rural areas without any of the things most of GenZ (and if i'm honest, millennials too) think "a life" requires. But the word "build" you used is telling. I think you mean "buy a life" -- that's wh…
That gas station in the article? Gone once the corporation that owns it deems it a frivolous expense no longer worth the upkeep. Now what are you going to do? Find a job at the diner? Ok, how sustainable is that -- the town is not growing, the economy is dying, and the incomes are stagnating.
The author made his way by hitchhiking and vagabonding after leaving his folks' home. Guess what, surviving like that relies on civilization's infrastructure remaining viable and maintained -- it's leeching off others work and toil to selfishly sustain oneself without giving anything back.
And what about how the author currently sustains himself? Is it by humbly working at the gas station? No, he maintains a substack and social media presence to pay all his bills. He's an entertainer larping as an outbacker. He's an older Christopher McCandless -- developmentally arrested and antisocial.
It's not about fashion or luxury or "buying a life," it's about securing a means of self-sustainability, managing risk, and being a part of the growing world around you -- and not recoiling from it, shutting one's eyes, and pretending everything will be alright (tell that to anyone whose nation transitioned into communism -- hah!).
Re: How to live on $432 a month in America
#195Earlier quoted context omitted.
> but when it comes right down to it, they mostly eat at chain restaurants and go to the movies, same as they could in a smallish town. They might occasionally go to a pro baseball game or the zoo or something that's only available in the city, but country people can make a day trip to do that too. This hasn't been my experience at all. I live in an urban area and I haven't eaten at a chain restaurant outside of road…
Yeah, I haven't eaten fast food in — I don't know how long. Maybe it's an age thing? I ate at chains when I was younger.... I grew up in Kansas City, lived 27 years in the Bay Area, and now back in the midwest (in Omaha). Guess what I miss most about the Bay Area? (It's not the traffic and it's not In & Out.) It's all the amazing Asian restaurants. C'mon Omaha! Having said that, the wife and I have found a decent Asi…
This is the move. My partner and I are Asian and we participate in Asian community things in the Bay. A lot of asians that came from less urban areas made their own food sourced from the high quality but unknown-outside-the-community Asian grocery store!
Re: How to live on $432 a month in America
#196Earlier quoted context omitted.
I've lived most of my life in (or outside of) small towns, and some of it in a city. I've noticed that my small-town friends who moved to the city would often talk about all the culture and food choices, but when it comes right down to it, they mostly eat at chain restaurants and go to the movies, same as they could in a smallish town. They might occasionally go to a pro baseball game or the zoo or something that's o…
I agree with you for the most part, and think a lot of people think they need to live in NYC/LA/London/etc. because of unstated social pressure, not because they actually utilize all of the megacity’s amenities. However – I do think there is a sweet spot. If you can get a remote job that pays decently well and doesn’t require an excessive amount of time – and live in one of these cities – you can actually manage to s…
Re: How to live on $432 a month in America
#197Earlier quoted context omitted.
I recently visited New York City for the first time and honestly wasn't impressed. Outside of a few neat things like visiting the cronut place, I could do nearly everything the same back home. The bagel places were indeed good, but not noticeably different than the hipster bagel places in my city. Wood fired pizza was good at several places, but again...none were noticeably different than the wood fired oven fancy pl…
Sure, medium cities that aren’t shitty and still have some vibrancy are a solid middle ground. Bonus points for being somewhere close to nice natural areas or outdoor recreation. But I grew up in a town of less than 5k in the Midwest. The nearest cities and towns were all less than 50k population. Rent is, of course, incredibly low. There are even dozens of small universities in the area. The nearest city of 100k plu…
Driving to smaller airports - just arrive 50 minutes before departure.
Re: How to live on $432 a month in America
#198Earlier quoted context omitted.
> The whole point is mainly one about being honest about WHY we have to work 40-60 hours a week so we can stretch to afford a million-dollar starter home, two luxury cars, designer clothes, and IG-worthy vacations. I have never met a single person of my generation for which this holds true. If this is the perspective that the author is trying to refute, fine, but I cannot say that it is a common one. > $200,000 in sa…
Okay, but we are reading this on HN. Anyone working for the past 10 years in tech should have that much saved up easily. If for the past 10 years you put just $400 a month into SPY and did nothing else, you'd have about $95,000. About 126k for QQQ. [0] And I don't think most people can't afford to save $400 a month. Lots of people save that much. [0]: https://dqydj.com/etf-return-calculator/
Re: How to live on $432 a month in America
#199I looked through those numbers, and immediately thought to myself - hope you don't need to see a doctor for anything serious, or go to a dentist for that mater. FWIW, I grew up in rural nowhere (population 150, nearest town 45 miles away) - and I honestly don't know how anyone can live out in the boonies without a car. Taking the bus that goes 3 times a day is one thing, needing to move stuff is another thing. I mean…
That's the first thing I thought about.
His budget of $432/mo doesn't include health insurance. But $5K/y probably gets him Medicaid eligibility. Let's assume he's on Medicaid, then. In NY state, that covers quite a lot of dental care, if you believe this: https://www.health.ny.gov/health_care/medicaid/program/denta... Not saying it's a good option, but it's there.
> Taking the bus that goes 3 times a day is one thing, needing to move stuff is another thing.
What kind of things do you think he might be moving? He probably has just about no possessions with that budget (and a 600 sq ft house). In a pinch, perhaps he can rent a truck from Home Depot. Apparently, there is a Home Depot in Massena, NY, so maybe it's not quite so far out in the boonies as it seems.
Personally, I wouldn't do it - the lack of choice would get very unpleasant very fast. But it could work for some.
Re: How to live on $432 a month in America
#200Earlier quoted context omitted.
> One 10hr shift is ~30% of what you need. So multiply that by 3.3 and... oh hey you're working nearly 40hrs a week to afford your impoverished lifestyle in the middle of nowhere. Are you possibly confusing "per week" with "per month"?
Honestly, this is the weirdest way the author could've written that sentence. He should've said either "one 10 hour shift per month will make 30% of what you need to live here" or even "one 10 hour shift per week will make more than what you need to live here."