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How to live on $432 a month in America

shagbark.substack.com

131–140 of 764 posts

Re: How to live on $432 a month in America

#131

> any American could live an earlier iteration of the American Dream If (and only if) you aren't socially different from the communities you'd be moving to. Being gay or trans, for instance, might mark you out as a target in a lot of the places where you could live this cheaply. Plenty of race, religions, or political beliefs that would make it untenable. It's hard to claim that any American can achieve this.

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Re: How to live on $432 a month in America

#132
post #67

Earlier quoted context omitted.

I love the stupid math in this paragraph. One 10hr shift is ~30% of what you need. So multiply that by 3.3 and... oh hey you're working nearly 40hrs a week to afford your impoverished lifestyle in the middle of nowhere. Just like everyone else in this country, only now you get to own a shed. Also you have to take the bus, which runs from 5am-6pm, so you need to beg your boss to not be an opener or closer. Your cowork…

> One 10hr shift is ~30% of what you need. So multiply that by 3.3 and... oh hey you're working nearly 40hrs a week to afford your impoverished lifestyle in the middle of nowhere. Are you possibly confusing "per week" with "per month"?

Honestly, this is the weirdest way the author could've written that sentence.

He should've said either "one 10 hour shift per month will make 30% of what you need to live here" or even "one 10 hour shift per week will make more than what you need to live here."

Re: How to live on $432 a month in America

#133
Confused by his portrayal of Massena, NY. I don't live there and have never driven through, but looking on Google Maps it doesn't seem that bad or depressing as the author (and I guess commentators) make it out to be.

It has a Walmart, Home Depot, BJs (similar to Costco), a main street with several businesses. A walkable grid with sidewalks in that main town area....

Feels like reaching that this place is so desolate and depressing.

Re: How to live on $432 a month in America

#134
I looked through those numbers, and immediately thought to myself - hope you don't need to see a doctor for anything serious, or go to a dentist for that mater.

FWIW, I grew up in rural nowhere (population 150, nearest town 45 miles away) - and I honestly don't know how anyone can live out in the boonies without a car. Taking the bus that goes 3 times a day is one thing, needing to move stuff is another thing. I mean, obviously there are plenty of people that do manage - but sooner or later you'll become completely dependent on others for certain types of transportation.

Also, there's clothes, house maintenance, and lots of other things.

Re: How to live on $432 a month in America

#135
post #114

Earlier quoted context omitted.

> unless you're 18 you should, if you're playing the game correctly, be saving for retirement already, right? I think you underestimate the financial resources of those who most need to take a route like this. They're not likely to have anything saved and likely have lot of debt, too. Which leads into... > Social Security exists, and again, that check will be the same amount regardless of where you live in retirement…

> suggesting that the next generation have a worse quality of life than their parents To me, it's advocating that "number of dollars you earn per year" and "number of dollars spent on luxuries" is not so simply correlated with "quality of life." That's one aspect, but "number of dollars it takes to satisfy each level of Maslow's pyramid in the place you live" and "number of hours you have to work" and "how stressful…

> Some of those people might be much happier working 5 hours a week and living in the country.

Have you ever lived out in the country, grown your own food, made your own clothes, and such? That's so much more work than five hours a week, and at peak times, much more than 40 hours a week for a harder life that you do not get to retire from when you get old.

Re: How to live on $432 a month in America

#136
post #108
post #41

This almost seemed like it was going to be a Modest Proposal style tongue-in-cheek skewering of this "old man yells at cloud" style of curmudgeonly generational finger wagging. The breakdown of that $432 itself was almost enough to be a farce. But no, the author really does believe this. (Please correct if I'm wrong, as it still seems hard to believe such a fatuous piece could be written and submitted here) >At the e…

You seem really certain that the older 'way of life' is categorically bad, but you seem very unhappy and angry in the life that you reject it in favor of. Also, you can make any number of easy tweaks to his formula to allow you to have conveniences that would make your life orders of magnitude richer than the true 1910s were. For instance, a $3,000 car, Internet access, etc. Also, anyone coming into this experiment w…

> The whole point is mainly one about being honest about WHY we have to work 40-60 hours a week so we can stretch to afford a million-dollar starter home, two luxury cars, designer clothes, and IG-worthy vacations.

I have never met a single person of my generation for which this holds true. If this is the perspective that the author is trying to refute, fine, but I cannot say that it is a common one.

> $200,000 in savings would give you $10k a year in interest income to live on at current rates, for instance.

Come on. Most Americans will never see $200K in their life. [1]

[1] https://www.economicpolicyresearch.org/resource-library/rese...

Re: How to live on $432 a month in America

#138
post #98
post #73

Earlier quoted context omitted.

Well yes, it's not a brilliant observation that in the US you are given the option to work at around $15-30k a year ($17/hr part time is going to wind up around there) and use that money to fund an impoverished lifestyle. "Why aren't more kids embracing a life of poverty? How dare they ask for anything better in a country that produces more wealth than any other?"

"impoverished lifestyle" "live of poverty" You're really doing a great job exemplifying the attitude which guarantees misery. The whole point is that living a simple life in the country, with minimal amount of time spent working (thus maximum free time) is arguably a much richer and more fulfilling life than, say, a life where you and your spouse each earn $200,000 working 40-50 hours a week at a Very Important Job t…

I think you've arguably left out some interesting options in the middle.

Re: How to live on $432 a month in America

#139
post #101

Earlier quoted context omitted.

The communities that they lived in were more self-sufficient and probably lived outside of the influence of large government or corporations or lobbying groups. The flourishing town probably grew that way organically, not because of government support or because some company opened a big facility there. It's true that land is more expensive now, but even if you could buy your own town and settle people on it, organic…

Actually, the town basically existed because of the TVA. It was a major employer and profits went to fund the schools and library.

Coincidentally, there was an interesting article about the relationship between Massena and their power company here a few months ago: https://news.ycombinator.com/item?id=42992032

They have a publicly operated utility that seems to be working well for them. It's a good story! Direct link: https://nysfocus.com/2023/06/21/public-power-utility-massena...

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