Live data from Hacker News

How to live on $432 a month in America

shagbark.substack.com

91–100 of 764 posts

Re: How to live on $432 a month in America

#91

Earlier quoted context omitted.

> 1960 living standards were universal in 1960 Universal for whom? https://en.wikipedia.org/wiki/Civil_Rights_Act_of_1964

I wrote that to imply that the living standards of 1960 were normal in 1960, but wouldn’t be normal today. Don’t over-focus on the word universal and miss the point I was making.

And don't miss the point that I'm making, which is that the standards of living in 1960 for some people was built on the back of exploiting others.

Re: How to live on $432 a month in America

#92

Earlier quoted context omitted.

It's because when you live rural like this, wood stoves are common, and wood is free. I live in the northwest, so I can't speak to upstate NY, but downed trees on state and federal land near roads is free to take. Every day there's people posting rounds of wood for free to take. It's hard work, but it's good exercise and rewarding. There's some upfront investment: $200 chainsaw, an old maul, and an old pickup truck,…

If that's what you do in this situation, why didn't the author write that instead? There's some upfront investment: $200 chainsaw, an old maul, and an old pickup truck, but those amortized over a decade is practically speaking $0 heat. I feel like this is really stretching the definition of "$0".

Well water being free also means amortizing the potential maintenance costs of the pump, filters, and testing to make sure you aren’t drinking arsenic or lead.

Re: How to live on $432 a month in America

#93

> any American could live an earlier iteration of the American Dream — and could be living so cheaply, they’ve got their expatriate buddies down in Mexico beat. Their expatriate buddies down in Mexico probably aren't shivering through an upstate New York winter with nothing but a wood-burning stove for warmth, the way this guy proposes.

Yeah, leaving the "heat" part of the list just blank is pretty telling as far as how much thought went into this.

At 4 cents per 1kWh heating will not be an issue, even with regular resistive heater. It’s almost free electricity.

You could run a 1.5 kW heater 24/7 for roughly 40 USD a month. Just make sure the space is well insulated and not too large - but we’re talking about basic living, so that should be easy.

Re: How to live on $432 a month in America

#94
post #4

There is a little bit of a sleight of hand going on in this article by claiming the lifestyle of boomers is within reach, but then actually using boomers' parents and grand-parents as the standard. It would be more honest to say "Most of us can't have the relative wealth of our grand parents, but with some sacrifices and creativity, the lifestyle of our great-grand parents is attainable." Even that is only true in a…

> What millinials and zoomers are really struggling with is the hallowing out of the social and economic institutions that supported our collective wealth and well-being.

It's multi-dimensional, not even limited to just that. We are living in a world of increased scarcity. The deleterious effects of an increasing population are very real. From a labor point of view, it's not just increased labor supply resulting in devaluation of said labor. There are tighter margins in the managerial and corporate level of things as well. Modern societies are complex things that attempt to cover all of their bases by inventing whole portions of economy through structured, financial support from the top down. This means that on a fundamental level, additional capital must be appropriated by the organizational arms of society, including the cost of labor to organize and implement such a thing to begin with, which further reduces margins for the managerial class and for the labor class. On top of that, these can be counted on to compound the effects of increased competition at all levels in the relevant industry through artificial flow of capital sustaining said competition that otherwise wouldn't exist. The idea is that more people, more labor, more value, win/win/win. But in practice, we're already burning a mind-boggling amount of entropy attempting to establish some sensible bare-minimum degree of equity. More labor just means a greater degree of a fake and "manually" structured economy to stop whole swaths of society from collapsing in on itself. It's not to say these systems of equity are bad, but they prop up an inflated population number and THAT reduces the relative importance (and thus power) of everyone as a result.

We also have to account for changing climates. Celestial systems aren't static in the slightest, and the status quo changes quite radically and quite frequently. We're currently living in an ice age. During a hot house period, the overwhelming majority of earth's surface ends up being about as habitable as mercury. Even without anthropogenic climate change (which probably just tipped the scales), the fact of the matter is that the climate changes by itself too. It wasn't that long ago that MENA was a lush, green paradise. Only 8000 years or so which is an infinitesimal drop in the bucket. At some point, we were going to enter another hot house period where only a couple coasts are habitable. Wanna guess what that's going to do to scarcity?

Of course, to whatever degree these things exist have no linear, predictable relationship with some single-value macro (or even micro) economic KPI. The highly chaotic system of society is full of nth degree causal feedback loops which are completely beyond prediction. There are nigh infinite more problematic effects of growing populations as a result, I can't hope to be exhaustive about it, or asterisk every permutation of these abstract causes and effects.

There's a lot of rhetoric to be found which assures and assuages that thermodynamics isn't real. There is no relationship between population and scarcity, or if it does exist, it's very minimal. We're not operating efficiently, and we need to do that before we start to examine the relationship between population numbers and quality of life. The convenient part that they leave out is what a society built around "efficiency" (in the sense that they mean) actually looks like. We already have places where humans live according to extreme principles of efficiency: Submarines. It really is efficient to live in bunk beds and eat in cafeterias. Not sure many people want to live like that though, so why the fuck are we trying to build such a world?

Re: How to live on $432 a month in America

#95
post #74
post #58

Earlier quoted context omitted.

In the article he mentions there is a well at the house. Also blankets and wood fires are free heat.

In what way is wood free? To heat even a tiny home purpose-built for high efficiency you'd need several acres of woods to sustainably harvest. For a falling-apart $30k hovel in upstate NY you'd probably need more like 15 acres, and you don't get a 15-acre stand of woods in the deal for that price.

At these electricity prices bothering with wood might not be worth it. If you get some, that’s nice, but otherwise just insulate the house well and you’re golden.

Re: How to live on $432 a month in America

#96

Earlier quoted context omitted.

This is addressed directly in the article: >And for those who might be quick to point out that there could be a dearth of jobs there, note that when people say “there are no jobs” in a given area, they generally mean that there are no jobs that could produce a normal, upper-middle-class lifestyle there. Which, even in Massena and Ogdensburg isn’t entirely true. But even if it were, the Stewart’s gas stations in both…

And when those gas station jobs fill up but there's still empty houses around?

Have you not read the article? The whole point of it is once you get your costs down to this manageable a number, you have a lot more options for "how you're going to support yourself." You could clear $5,000-10,000 a year, which I should remind you would be tax free money simply due to the standard deduction, doing any number of things either local or remote. Ideas I'm just making up:

1. Buy, repair, and flip MacBooks on eBay 2. Do stuff on Fiverr 3. Mow lawns 4. Clean gutters 5. Set up a little stand and sell baked goods or tamales 6. Make YouTube videos or shorts about (insert your nerdy interest) 7. 3D print something and sell it on Etsy

All these things are things I'm sure I could do personally, but don't have time to do because I have to work 40 hours a week to earn enough money to pay for my mortgage in the expensive place I live. But all that goes away when the only thing you need to shoot for is to clear maybe $800 on a good month.

And also, if you have modest savings for a city person you could do with far less earnings, as interest on $200,000 = $10,000.

Re: How to live on $432 a month in America

#97

Earlier quoted context omitted.

I wrote that to imply that the living standards of 1960 were normal in 1960, but wouldn’t be normal today. Don’t over-focus on the word universal and miss the point I was making.

And don't miss the point that I'm making, which is that the standards of living in 1960 for some people was built on the back of exploiting others.

Sigh. Again, that has nothing to do with my comment. My point was that living standards at X point in the past were normal for the time but aren’t normal for today. 1960 was a random year I picked. The point is that if one can manage to live “behind the times” materially, life is cheaper.

Re: How to live on $432 a month in America

#98
post #73

Earlier quoted context omitted.

This is addressed directly in the article: >And for those who might be quick to point out that there could be a dearth of jobs there, note that when people say “there are no jobs” in a given area, they generally mean that there are no jobs that could produce a normal, upper-middle-class lifestyle there. Which, even in Massena and Ogdensburg isn’t entirely true. But even if it were, the Stewart’s gas stations in both…

Well yes, it's not a brilliant observation that in the US you are given the option to work at around $15-30k a year ($17/hr part time is going to wind up around there) and use that money to fund an impoverished lifestyle. "Why aren't more kids embracing a life of poverty? How dare they ask for anything better in a country that produces more wealth than any other?"

"impoverished lifestyle"

"live of poverty"

You're really doing a great job exemplifying the attitude which guarantees misery.

The whole point is that living a simple life in the country, with minimal amount of time spent working (thus maximum free time) is arguably a much richer and more fulfilling life than, say, a life where you and your spouse each earn $200,000 working 40-50 hours a week at a Very Important Job that you drive to in your Range Rover and BMW, and getting to spend 1 hour most nights with your family before falling exhausted into bed in a house that cost $2 million, just to wake up and do it again tomorrow.

Re: How to live on $432 a month in America

#99
post #20

Earlier quoted context omitted.

They suggested working part time at a gas station or seasonally somewhere else which is incredible. I have had to travel across the country multiple times to “live where the jobs are” so I find it hard to believe that the whole time I could have not done that and just picked some remote isolated corner and live like my great grandparents homesteading?

All of these articles need to come with an "About the Author" section that describes how the author makes their living. They claim to be living the outlined lifestyle, but I doubt they are working part time at three gas stations.

With a partner, like he mentioned he had, each one could easily be doing a part-time job + some minor side hustle like Etsy, YouTube, etc. The living expenses are about the same for 1 vs 2 other than food, and his food budget was for 2.

Re: How to live on $432 a month in America

#100
post #20

Earlier quoted context omitted.

They suggested working part time at a gas station or seasonally somewhere else which is incredible. I have had to travel across the country multiple times to “live where the jobs are” so I find it hard to believe that the whole time I could have not done that and just picked some remote isolated corner and live like my great grandparents homesteading?

The real trade off here is cheap rural land but no ability to ever retire. Sure, I could live in the middle of goddamn nowhere, grow my own food, make my own clothes, build my own house, etc, etc, etc, but at the end of the day it's never over. I'll be out in my 70s and 80s doing that until I die. Sure, that might be an ideal life for someone, but that someone is not me.

What?

First of all, unless you're 18 you should, if you're playing the game correctly, be saving for retirement already, right? That money, which you get to bring with you, will go a lot further in the country.

Plus, Social Security exists, and again, that check will be the same amount regardless of where you live in retirement, so that'll go a lot further there too. The longer you've worked for "city money" already, the bigger your SS check will be.

Even if you wait until you're just before retirement, moving out of the expensive market is one of the best ways to ensure a retirement secure from the worry of having to keep being economically productive till death.

Post reply on HN