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The FTC puts off enforcing its 'click-to-cancel' rule

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Re: The FTC puts off enforcing its 'click-to-cancel' rule

#141
post #72

I wish businesses would realize this actually hurts their sales. I’ve put off joining a gym for years because I don’t want the hassle of I want to cancel. Also I never do free trials assuming they’ll be hard to cancel.

Reminds me of that one time I ordered a super shuttle to the airport, and the website had an offer to get 15% off if I subscribed to that random thing (first month free, cancel anytime). I’m good at immediately marking my calendar to cancel as soon as I got what I want, so I thought this would be a walk in the park. And surely enough, as soon as I was out of the shuttle and got my discount, I immediately cancelled that subscription. Fast forward to 18 months later when I notice a $16.99 charge I do not recognize. I look at my previous statement, it’s there too, the one before, it’s there. I go back 18 months and I see I have been charged $16.99 per month ever since. Bonkers. I try to look up the merchant but I don’t find anything in my emails that match. I forgot how I made the connection but at some point I find that subscription. I call the guys and I ask what’s going on since I cancelled 18 months ago. They say “oh, but actually when you accepted the terms, you also agreed to sign up to that completely unrelated subscription, so yes, you cancelled with us, but you did not cancel that other business”. I call that second business and tell them I’ve never used whatever service they offer, and that sneaky scheme is unacceptable. They say “ok, we can refund the last 3 months”, I say “no, you refund me the entire 18 months”, they say “no”, I say “let me talk to a manager”. Manager picks up, I say “refund the entire 18 months or I report you to the FTC”. And finally they refunded the whole thing. Would not recommend.

Re: The FTC puts off enforcing its 'click-to-cancel' rule

#143

Earlier quoted context omitted.

'We' voted for what 'we' got. The Democrats did not message well enough to win over the majority of the popular vote nor the electoral vote; full stop. So; if we are indeed an oligarchy and not a democracy, the majority want to live in an oligarchy, find other messaging that the GOP puts out as more important in their individual day-to-day lives, or the messaging that the Democrats put out isn't resonating enough to…

People were only given 2 options. The democrats didn't even have a primary. We didn't really get democracy. There are plenty of things that are broadly unpopular that elected officials do and it's a lazy oversimplification to say that that's what the majority want.

There was a primary, it just wasn't a hotly contested one. I voted in it...

That being said, there was no contest post Biden drop out, although there was a party alignment

Re: The FTC puts off enforcing its 'click-to-cancel' rule

#144

Why do regular people like this? For real, is it all "Those People Have it Worse", or do they just like the government making things worse for it's own sake? There's people who like this who will never benefit at all, does anyone know why? I don't get it. Then again I don't get the appeal of tearing the wings off of flies either.

> Why do regular people like this? For real, is it all "Those People Have it Worse", or do they just like the government making things worse for its own sake?

Could you explain what you’re referring to? Isn’t the FTC trying to make it better (with key staff getting fired as they try)?

Re: The FTC puts off enforcing its 'click-to-cancel' rule

#146

Earlier quoted context omitted.

I wonder what would happen if one sent a cancellation letter via certified mail, then just stopped paying. If they come after you, well - you canceled.

Perhaps the letter alone would be adequate. But frustratingly, the AT&T website appeared to allow you to replace your current (auto-pay) billing method with some other billing method, but I didn't see any way to remove all current billing methods, which makes just stopping paying nigh impossible. :-(

most credit cards allow you to create a temporary card number. Create one, set it to be the billing method, and then revoke it. crazy that we need to resort to that sort of thing, but it does work!

Re: The FTC puts off enforcing its 'click-to-cancel' rule

#147
post #131

Hi, European here. To hear these horror stories how hard it is to cancel a service in the US makes me wonder how the Americans put up with this.

Fellow non-American:

Add in the random percentage increase in price when you try to buy something in a store from hidden taxes.

Also add the culture of tipping, rather than paying staff.

Re: The FTC puts off enforcing its 'click-to-cancel' rule

#148
post #97
post #72

I wish businesses would realize this actually hurts their sales. I’ve put off joining a gym for years because I don’t want the hassle of I want to cancel. Also I never do free trials assuming they’ll be hard to cancel.

I have seen the results of these A/B tests closely on a major consumer site and I can tell you it definitely hurts the business to make cancelation really easy.

How do you A/B test the OP when they won’t sign up due to a perception that they can’t cancel?

Re: The FTC puts off enforcing its 'click-to-cancel' rule

#149
post #9

> the burdens that forcing compliance by this date would impose With no consideration given to how consumers may be harmed by non-enforcement meanwhile.

In any case, service providers are handling the burden of easy signup just fine...

Yeah, they can always make signing up impossible just like cancelling is impossible.

Disable the easy sign-up button and force customers to call to sign up.

Seems like no burden at all to implement.

Re: The FTC puts off enforcing its 'click-to-cancel' rule

#150
post #72

I wish businesses would realize this actually hurts their sales. I’ve put off joining a gym for years because I don’t want the hassle of I want to cancel. Also I never do free trials assuming they’ll be hard to cancel.

What’s with this rising trend of authoritative comments on HN thinking their individual rationale/experience generalizes. It wasn’t this bad just a few years ago, but now I’m seeing just outright absurd generalizations like this.

Ironically, this is quite the generalisation of HN users.
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