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Great work Visa, now I hate you

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Re: Great work Visa, now I hate you

#241

Post by Muzza »

vegardx wrote: post #227
lflux wrote: post #226

Earlier quoted context omitted.

Same in Sweden as well.

I think you are misleaded by the branding on your debit card. Most transactions are not going through Visa, but a third-party solution that the banks them selves run. I might be wrong, but I think Nets delivers the solution in most of northern Europe. They call it NetAxept. This is a direct pay solution used with online terminals, the Visa/MasterCard-part of your debit card is just for offline transactions or credit.

I don't get it. NetAxept appears to be some kind of payment processor for web shops; certainly not something a bank would use for its internal processing.

It would be the height of stupidity for Mastercard and Visa to allow banks to issue cards with their labels and then have these cards be part of some secret "strictly Northern Europe" Mastercard/Visa network. Talk about confusing the customers.

But this is all moot: I have both Mastercard and Visa debit cards issued in Sweden. They work perfectly well outside of Europe...

Re: Great work Visa, now I hate you

#242

Post by seunosewa »

sigkill wrote: post #199
omarrr wrote: post #61

Earlier quoted context omitted.

A better marketing approach to this would have been to silently only accept VISA and never call attention to the fact that there is an arrangement behind the scenes. Still pretty awful for your potential customers.

"Sir, your card is being rejected. Do you have a VISA card that I can try? It seems for the past few days, those are the only ones that seem to work for anyone around here." This would be a bit of scumbaggery but pure marketing genius I say.

... until the press finds out!

Re: Great work Visa, now I hate you

#243

Post by seabee »

VigUi7vv8G2 wrote: post #178
brianbreslin wrote: post #163

Earlier quoted context omitted.

I've seen Lexus sponsor parking lots or garages at sporting events, and lexus owners get to park for free. everyone else pays full price

Yeah, but this is like: only allowing people with Lexuses to enter, everyone else... just can't get in.

You can still pay by cash, no?

Re: Great work Visa, now I hate you

#244

Post by sigkill »

seunosewa wrote: post #242
sigkill wrote: post #199

Earlier quoted context omitted.

"Sir, your card is being rejected. Do you have a VISA card that I can try? It seems for the past few days, those are the only ones that seem to work for anyone around here." This would be a bit of scumbaggery but pure marketing genius I say.

... until the press finds out!

Is there any technical barrier that prevents the swiping machine from accepting another card? If so, you could literally show them that "Look, it isn't working"

Re: Great work Visa, now I hate you

#245

Post by lsc »

roel_v wrote: post #204
lsc wrote: post #188

Earlier quoted context omitted.

untaxed? really? I thought you were supposed to report and pay taxes on all income.

Discounts are not income.

hm. Interesting argument against the 'cash back' cards.

The context I've heard of people getting in trouble with this is when they used the card for business purchases and then used the discounts for personal purchases.

Re: Great work Visa, now I hate you

#246

Post by ArbitraryLimits »

jlgreco wrote: post #109
ArbitraryLimits wrote: post #39

On the one hand, the author makes a good point. On the other hand, he actually uses the phrase "simple folks" as if this were a Populist meeting in the 1890s. I'm really surprised by how much that one slip has undermined his credibility with me.

I am surprised that it had that effect on you too. You even realize that it did, and don't rationally reevaluate? How does that work?

Well, I mean the rational portion of my brain realizes it and tries to compensate for it, but I don't knock myself out making sure the rational portion is fully engaged when scanning blog posts.

Re: Great work Visa, now I hate you

#247

Post by astrodust »

seabee wrote: post #243
VigUi7vv8G2 wrote: post #178

Earlier quoted context omitted.

Yeah, but this is like: only allowing people with Lexuses to enter, everyone else... just can't get in.

You can still pay by cash, no?

Are those like coupons you can redeem for things? Many people have not used cash for years.

Re: Great work Visa, now I hate you

#248

Post by pavel_lishin »

jarek wrote: post #182
archangel_one wrote: post #63

Earlier quoted context omitted.

If you don't live in the UK, having a fistful of sterling when you get home is not really the ideal situation. It's not far from it going bad, in a sense.

For values of "going bad" approaching "losing 2-4% of its value." The horror.

So what's the percentage where it's acceptable to be truly annoyed at Visa?

Re: Great work Visa, now I hate you

#249

Post by jarek »

pavel_lishin wrote: post #248
jarek wrote: post #182

Earlier quoted context omitted.

For values of "going bad" approaching "losing 2-4% of its value." The horror.

So what's the percentage where it's acceptable to be truly annoyed at Visa?

13.7%.

I was responding to the "going bad" claim.

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