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Tesla Hate Is Making Insurance More Expensive for Owners

gizmodo.com

31–40 of 229 posts

Re: Tesla Hate Is Making Insurance More Expensive for Owners

#31
post #3

This article provides no causation between 'Tesla hate' and insurance costs. The only factual claim is that Tesla insurance premiums rose 30% in 2024, and cost to insure is 25% higher than a Mercedes A-class. But a quick internet search shows that 2022 MSRPs for those cars were $47k and $34k respectively, a 32% difference.

This has more to do with Tesla's being totaled in fender benders than the events of the last two months because the cost associated with replacing and fixing the cameras, electronics, and sensors. I've had two friends who had rear end accidents with their Teslas. One took over a year for his car to be returned in full working order after being rear ended at a stop sign. The other backed into a pole in a parking lot a…

>The other backed into a pole in a parking lot and they totaled out the car.

That's ludicrous.

Re: Tesla Hate Is Making Insurance More Expensive for Owners

#32

Earlier quoted context omitted.

Law enforcement, comprised completely of government workers , is going to go out and find the people protesting against killing off their golden goose? I think it's more likely they'll start enforcing jaywalking laws against children playing hockey in the street. Now, I'm not saying anyone should vandalize someone else's car for political reasons but as a campaign to dissuade people from buying Teslas this seems to b…

> Law enforcement, comprised completely of government workers, is going to go out and find the people protesting against killing off their golden goose? Law enforcement has both generally been spared direct cuts and had federal accountability measures removed, so they, and especially the worst actors, have plenty of reason to friendly to the regime.

Sure, but how many are either veterans or are friends with veterans?

Re: Tesla Hate Is Making Insurance More Expensive for Owners

#33
post #30
post #18

Might effect new buyers decisions I guess, but since about 99% of Tesla's were sold to green, left-leaning buyers, before the Elon hate-fest, I am not sure how targeting that group of people for your hatred is helping any "cause".

The whole point is new buyers.. People are protesting Musk. Something like 75% of Musk's current wealth comes from Tesla stock. Tesla stock is going down.. so it is helping the cause

Also the stock was effectively a meme stock. So now the jig is up, the stock deflates like no other.

Re: Tesla Hate Is Making Insurance More Expensive for Owners

#34
post #18

Might effect new buyers decisions I guess, but since about 99% of Tesla's were sold to green, left-leaning buyers, before the Elon hate-fest, I am not sure how targeting that group of people for your hatred is helping any "cause".

Nah. Insurance is based on the numbers, and Tesla is a shitty company to have financial liability to fix. There’s no parts, few shops, and lots of stuff to get stuck with.

A friend had a rental for 4 months when the panoramic sunroof cracked on his Tesla.

The vandalism isn’t computed in yet, and will immediately resulted in dropped coverage. If the Feds label it as terrorism, insurance generally excludes riot and terrorism from coverage anyway.

Re: Tesla Hate Is Making Insurance More Expensive for Owners

#35
post #9

My thought is that this is not going to last. Law enforcement is completely different from a year ago, when they "couldn't find" who was ransacking Apple retail stores. There are many lawful forms of expressing your views.

Unfortunately a Tesla is not under $900

But it is more difficult to prove criminal intent and value paint, metal, and tire damage.

If Sentry mode records the perpetrator, the cops have to find it criminal, and then the DA decides to prosecute....

Good luck civilly pursuing every door ding or the mustard that fell off a sandwich -- even if somebody holds their ID up to a sentry mode camera, or drives off with their license plate clearly visible.

Re: Tesla Hate Is Making Insurance More Expensive for Owners

#36
post #18

Might effect new buyers decisions I guess, but since about 99% of Tesla's were sold to green, left-leaning buyers, before the Elon hate-fest, I am not sure how targeting that group of people for your hatred is helping any "cause".

Sadly I think, and for some time now, we are well past the point where political action needs to make sense either to the people involved or to the people outside. The message, the narrative, they’re whatever you want them to be. Whether that makes sense - much less where the truth lies - is irrelevant.

Or, you should do politics without promoting nazism and white supremacy on the platform that you solely bought to be able to do so.

Re: Tesla Hate Is Making Insurance More Expensive for Owners

#37
post #18

Might effect new buyers decisions I guess, but since about 99% of Tesla's were sold to green, left-leaning buyers, before the Elon hate-fest, I am not sure how targeting that group of people for your hatred is helping any "cause".

Today I saw a diesel truck roll coal on anti-tesla protestors.

We've gone full circle.

Re: Tesla Hate Is Making Insurance More Expensive for Owners

#38
post #3

This article provides no causation between 'Tesla hate' and insurance costs. The only factual claim is that Tesla insurance premiums rose 30% in 2024, and cost to insure is 25% higher than a Mercedes A-class. But a quick internet search shows that 2022 MSRPs for those cars were $47k and $34k respectively, a 32% difference.

Absolutely correct. But also there could be other reasons. The Mercedes cars offer SAE Level 3 certification ("you are officially not driving the car or watching the road, but we may demand you take over"), versus the much more dangerous Tesla Level 2 ("you are still responsible for driving and must constantly supervise but also the car will be doing it all for you, please don't stop paying attention at any point").…

Nothing MB has is anywhere close to FXD 13.2.x

So if the SAE standards don't reflect that, they are poor standards

Re: Tesla Hate Is Making Insurance More Expensive for Owners

#39
Completely normal country. First they consume from and subsidize this guy into the richest guy in the world, now they're vandalizing each other's cars.

I wonder if it's weird to be vandalizing somebody's car for being the same luxury brand as the car you sold last week. Does it feel revolutionary? Resistance libs are basically Carlists now.

Re: Tesla Hate Is Making Insurance More Expensive for Owners

#40

Earlier quoted context omitted.

Sadly I think, and for some time now, we are well past the point where political action needs to make sense either to the people involved or to the people outside. The message, the narrative, they’re whatever you want them to be. Whether that makes sense - much less where the truth lies - is irrelevant.

Or, you should do politics without promoting nazism and white supremacy on the platform that you solely bought to be able to do so.

Did you mean to respond to another comment? You’re in the thread about vandalizing left-leaning Tesla owners.
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