Earlier quoted context omitted.
> someone has used that (along with a local area code) as the phone number for a store loyalty card. Usually because for far too long, noisy retailers wanted a "phone number" upon checkout (even if one was paying cash -- Radio Shack was an especially bad one back in the day). For those who didn't want to get yet more telemarketing calls, repeating "Jenny's number" [1] from the song was a way to "just buy" whatever it…
Does contactless payment help at all? I know it uses a different card number, but I’m not sure if it’s a rotating number.
You can't transact with it directly, but theoretically it refers to the same payment instrument whether you accessed it by the 16-digit PAN on the card, a mobile wallet that generates a new dPAN each time, or a token that corresponds to a secure vault platform.
It's useful for things like transit payments where someone might tap their card when entering the train and their phone when exiting, and they need to treat them as equivalent for "fares for a single traveller/card can be no more than $x per day"