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Go, go! Land of the free!
It would be nice if cars got more of a bonus to their safety rating based on how they won't pulp other people in an accident.
It would be nice if non-cars, like SUVs and pickups, paid more for insurance (but they pay less, because being tanks they protect their occupants even as they lay waste to everything else - unfortunately insurers care more about the former than the latter).
I can understand drawing a line on a subjective issue but at least be ideologically about it if you want me to respect you in the slightest.
It would be nice if cars got more of a bonus to their safety rating based on how they won't pulp other people in an accident.
Earlier quoted context omitted.
It would be nice if non-cars, like SUVs and pickups, paid more for insurance (but they pay less, because being tanks they protect their occupants even as they lay waste to everything else - unfortunately insurers care more about the former than the latter).
Sounds incorrect. I think the insurance rate is based on the value of the vehicle and SUVs and trucks are much more expensive than compacts and sedans.
It would be nice if cars got more of a bonus to their safety rating based on how they won't pulp other people in an accident.
Pedestrian and cyclist protection, emergency braking, etc. have been in the criteria for Euro NCAP for a while. American regulations are probably under siege by the auto industry.
Earlier quoted context omitted.
Sounds incorrect. I think the insurance rate is based on the value of the vehicle and SUVs and trucks are much more expensive than compacts and sedans.
The part of your insurance that pays the medical bills for a person you smush (third party liability) is entirely separate from the part that rebuilds your car if it gets wrecked (collision/comprehensive damage). They should be priced separately on your binder, but you can call up your insurer to price compare relatively easily.
Earlier quoted context omitted.
Sounds incorrect. I think the insurance rate is based on the value of the vehicle and SUVs and trucks are much more expensive than compacts and sedans.
The part of your insurance that pays the medical bills for a person you smush (third party liability) is entirely separate from the part that rebuilds your car if it gets wrecked (collision/comprehensive damage). They should be priced separately on your binder, but you can call up your insurer to price compare relatively easily.
Earlier quoted context omitted.
Pedestrian and cyclist protection, emergency braking, etc. have been in the criteria for Euro NCAP for a while. American regulations are probably under siege by the auto industry.
s/under seige by/on the payroll of/
The U.S. NHTSA takes a more cooperative approach with industry. Safety features are a critical driver of the model upgrade cycle, so it's in the industry's interest to roll these out. The NHTSA negotiates with the industry on timelines for when mandatory requirements begin, but these hard deadlines lag years behind when these features become ubiquitous voluntarily. Timelines for voluntary rollout are part of the negotiating process, so just because the legal deadline is 2029 doesn't mean NHTSA didn't negotiate for features to be included earlier. This results in less acrimony so industry is less inclined to complain to Congress.