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Feds help health insurers hide their dirty secret: denials on the rise

nypost.com

131–140 of 301 posts

Re: Feds help health insurers hide their dirty secret: denials on the rise

#131
post #65

Earlier quoted context omitted.

There are lots of people who get freaked out and go to the hospital for every little thing. We used to have a term for that: "hypochondriac." Now it's become socially acceptable, so you don't hear the term as much. Everyone knows Americans pay the most for medical treatment, but the life expectancy is not that high. If you know your behavior isn't good for you, but you can't stop yourself, well, that's an addiction.

On the contrary, if the healthcare system in the US weren't such shit, more people would probably be going to primary care doctors and getting Preventative Care before it becomes an emergency, and requires a trip to the hospital. But many people don't, because visiting a primary care / walk-in clinic / urgent care is expensive, so they ignore it, until it becomes un-ignorable. Now it's an ER visit.

[deleted]

Re: Feds help health insurers hide their dirty secret: denials on the rise

#132
post #115

I was just denied a colonoscopy as not medically necessary by UHC, coincidentally three days before their CEO was killed, because they don't want me to have anesthesia to do it; they argue I should be awake. When I called to refute the denial, which was denied, I asked them to find the person, if it was a person, who denied it and shove a tube up their ass without anesthesia and then reassess whether it's medically n…

> I was just denied a colonoscopy as not medically necessary by UHC, coincidentally three days before their CEO was killed, because they don't want me to have anesthesia to do it; they argue I should be awake. It sounds like something is getting lost in translation. Presence or absence of anesthesia does not change the medical necessity of the procedure. > I'm 45. Colonoscopies are a thing. I had a friend die at 52 t…

My father's mother had it. My mother's father died of it early. I am predisposed.

Re: Feds help health insurers hide their dirty secret: denials on the rise

#133

I was just denied a colonoscopy as not medically necessary by UHC, coincidentally three days before their CEO was killed, because they don't want me to have anesthesia to do it; they argue I should be awake. When I called to refute the denial, which was denied, I asked them to find the person, if it was a person, who denied it and shove a tube up their ass without anesthesia and then reassess whether it's medically n…

You were not denied a colonoscopy, but anesthesia during a colonoscopy, which is not medically necessary[1]. Tough line to draw though. 1: https://www.mayoclinichealthsystem.org/hometown-health/speak... .

It does seem like the parent is confused.

I haven't heard of any jurisdiction where putting someone under for colonoscopies, outside of extreme cases, is the standard expectation.

Not even for fancy private hospitals, way too high of a risk-reward ratio.

Re: Feds help health insurers hide their dirty secret: denials on the rise

#134
post #8

It's time the US realizes how bad its medical system is.

Aligning with the other reply, yes, I think it's time US leaders realize how bad the medical system is.

They know. They don’t care because they think it doesn’t affect them. They’ve largely been right so far. But this should be their sign to fix it before discontent boils over.

Re: Feds help health insurers hide their dirty secret: denials on the rise

#135
post #115

Earlier quoted context omitted.

> I was just denied a colonoscopy as not medically necessary by UHC, coincidentally three days before their CEO was killed, because they don't want me to have anesthesia to do it; they argue I should be awake. It sounds like something is getting lost in translation. Presence or absence of anesthesia does not change the medical necessity of the procedure. > I'm 45. Colonoscopies are a thing. I had a friend die at 52 t…

My father's mother had it. My mother's father died of it early. I am predisposed.

Fair enough. I'm making a broader argument than just your situation (which obviously I don't know). The insurance companies are not crazy for trying to control costs on this kind of stuff...however ham-handed their methods.

Re: Feds help health insurers hide their dirty secret: denials on the rise

#136

"No industry malfeasance could ever excuse murder. Period." Murdering a murderer to save many innocents could be considered ethical by some? (Not saying that's the case here, but nypost made an interesting categorical statement.)

I'm trying to figure out if these deaths caused by insurance denials could actually be considered murder. I think they would definitely qualify as being premeditated, but can you consider them "killing"? They are causing death due to omission of expected care, but can the omission of something like medical care be considered the cause of death?

https://www.sciencedirect.com/science/article/abs/pii/S01651...

Re: Feds help health insurers hide their dirty secret: denials on the rise

#137
post #118

Earlier quoted context omitted.

It is funny that the sentiment that nothing excuses a murder is being circulated in the US - a country that still carried out death sentences.

Murder is by definition an unlawful homicide. This isn’t just pedantry; it’s the most parsimonious explanation for why someone would support the death penalty and object to something like the assassination.

It becomes pedantry of the law is not right. Eg. If the law is based on an oligarchy over a democracy.

Re: Feds help health insurers hide their dirty secret: denials on the rise

#138

Earlier quoted context omitted.

You were not denied a colonoscopy, but anesthesia during a colonoscopy, which is not medically necessary[1]. Tough line to draw though. 1: https://www.mayoclinichealthsystem.org/hometown-health/speak... .

It does seem like the parent is confused. I haven't heard of any jurisdiction where putting someone under for colonoscopies, outside of extreme cases, is the standard expectation. Not even for fancy private hospitals, way too high of a risk-reward ratio.

It is really common to be out on full anesthesia for a colonoscopy. I’m confused by your comment. At least in the USA, I think it is standard and they don’t really talk about any other options.

Re: Feds help health insurers hide their dirty secret: denials on the rise

#139

"No industry malfeasance could ever excuse murder. Period." Murdering a murderer to save many innocents could be considered ethical by some? (Not saying that's the case here, but nypost made an interesting categorical statement.)

I'm trying to figure out if these deaths caused by insurance denials could actually be considered murder. I think they would definitely qualify as being premeditated, but can you consider them "killing"? They are causing death due to omission of expected care, but can the omission of something like medical care be considered the cause of death?

The doctor / hospital that refuses to treat when insurance declines is also involved in the “omission of expected care”. Would they also be guilty of premeditated murder?

Re: Feds help health insurers hide their dirty secret: denials on the rise

#140

Earlier quoted context omitted.

Confusing statement when Republicans are the reason Obamacare shipped without a public option

I thought it was because of Joe Lieberman, a Democrat turned independent, from a state that tries to bill itself as the "Insurance Capital of the World" [2] [1] https://www.theguardian.com/world/2009/dec/16/joe-lieberman-... [2] https://connecticutifs.com/home/

So 40 Republicans and 1 Democrat.
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