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Welcome to the Era of the $20k Family Car Insurance Bill

nytimes.com

11–20 of 116 posts

Re: Welcome to the Era of the $20k Family Car Insurance Bill

#11

Earlier quoted context omitted.

> Well, the more expensive driving a car is, the better! What an astonishing statement.

Why? I'm against private car ownership. Ask me all about it...

No shit. And you're suggesting lots of financial pain for people who can't afford it in the name of your ideology.

Re: Welcome to the Era of the $20k Family Car Insurance Bill

#12

This article isn't very useful because it doesn't distinguish between liability and collision coverage. It doesn't matter how young the driver is, if you put them in a cheap small used car, you only need liability coverage which is pretty cheap.

That doesn't work in states where the insurance industry has successfully lobbied for laws requiring that all vehicles in a household be cross-insured for every driver in the household.

Re: Welcome to the Era of the $20k Family Car Insurance Bill

#14

Earlier quoted context omitted.

> Well, the more expensive driving a car is, the better! What an astonishing statement.

Why? I'm against private car ownership. Ask me all about it...

Sounds terrible, why would you be against that?

Re: Welcome to the Era of the $20k Family Car Insurance Bill

#15

Earlier quoted context omitted.

Why? I'm against private car ownership. Ask me all about it...

No shit. And you're suggesting lots of financial pain for people who can't afford it in the name of your ideology.

No, I'm not suggesting any kind of financial pain at all.

Do I support the ability of people to travel to their job, shopping centers, or any destination they like?

Absolutely!

Do I think a privately owned vehicle, which spends 90%+ of its active life being parked in spaces that could be utilized much better otherwise, is the best way to achieve those abilities?

Nope. Sorry.

Re: Welcome to the Era of the $20k Family Car Insurance Bill

#17

Earlier quoted context omitted.

> Well, the more expensive driving a car is, the better! What an astonishing statement.

Disincentives a suboptimal transportation option. Price signals are important, just like making it expensive to own property where the risk is too high. Automotive ownership and transportation is likely to never be as inexpensive as it previously was. You will either need to pay the cost or live somewhere you don’t need a car.

Yeah, as one of the vast majority of Americans who live in a car-dependent area and aren't made of money, have fun trying to force that on everyone.

Also "suboptimal" is a matter of opinion.

Re: Welcome to the Era of the $20k Family Car Insurance Bill

#18

Earlier quoted context omitted.

Why? I'm against private car ownership. Ask me all about it...

No shit. And you're suggesting lots of financial pain for people who can't afford it in the name of your ideology.

All change from the status quo causes financial pain, usually for the people who can’t afford it.

The OP also didn’t suggest or implement the change, but only commented that they liked the results with regard to car ownership and use

Re: Welcome to the Era of the $20k Family Car Insurance Bill

#19

Earlier quoted context omitted.

> Well, the more expensive driving a car is, the better! What an astonishing statement.

Disincentives a suboptimal transportation option. Price signals are important, just like making it expensive to own property where the risk is too high. Automotive ownership and transportation is likely to never be as inexpensive as it previously was. You will either need to pay the cost or live somewhere you don’t need a car.

The proposed price signal is "the more expensive, the better". So forbidding car ownership, in other words. A deeply destructive point of view.

Re: Welcome to the Era of the $20k Family Car Insurance Bill

#20

Earlier quoted context omitted.

Why? I'm against private car ownership. Ask me all about it...

Sounds terrible, why would you be against that?

'cause privately-owned cars are a significant contributor to mortality, and take up, like, 99% more space than is warranted?

I mean, everyone (well mostly everyone) is absolutely mortified by commercial aviation, which, like, commits literally 0.01% of those sins on a global scale?

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