Europe has opened a door to a universal wallet

Interesting, I haven't seen this in my city (Chennai).

I myself learned of this when I attempted to set up GPay, but was blocked from signing up because I'm not 18

Tech innovations are always a mixed bag, but there are some great ideas in this, like selective disclosure, where you don't have to reveal all your personal info (address on driver's license) when proving your age. Is uploading a picture of your physical credentials to pretty random web sites supposed to be a better solution?

I also think people deserve to have well described data and interactions, and their "wallet" should become a coherent place of organizing long term information. These standards create that possibility. Letting companies dominate and invent things to their needs as they go along is not a better solution.

It takes some strength from governments to do this properly, which some will point to as backward (witness the reaction to iPhone AI features). But companies have not found the end point of innovation, it needs to be kept open and directed by broad people needs, not the current shiny.

Google most of your data. If you have your tax records on gdrive, google so far cannot target ads based on that content (i can't say forsure if you attach your tax form in gmail nowadays)

With SOLID any site can simply say "we need your tax records to prove you're a human or combat fraud whatever".

SOLID and all other not-solutions like it make your consent as useless as android app permissions. Accept a huge list they don't even bother to show anymore or go away.

Remember how android 2.3 you still could deny internet access permission? With SOLID it will be the same. Full ID data will eventually move to expandable list of permissions you will give by default.

I bet benners thought very hard about all the math and network etc. But he's being a buffoon when it comes to understanding applicability.

How will a centralized wallet used for everything solve the human factors problems?

We know there's a deep human factors issue here. Web sites and apps ask for permission seemingly all the time for as much as they can, and most people just agree, because they've learned that usually works.

Until it doesn't.

Here's a Fortune article of how BankID, a widely-used electronic ID in Sweden, is used in fraud, at https://fortune.com/europe/2024/06/21/why-going-cashless-has... :

"For Bagley, the fact that BankID is so commonplace is part of the problem. “It ends up not really being a security measure, but just another step in using a website,” she said. “You don’t really think twice about what the BankID app might say you are logging into.”"

You can blame Bagley for not double-checking the transfer before verifying, but she's not the only one. "Online fraud and digital crime in Sweden have surged, with criminals taking 1.2 billion kronor in 2023 through scams like the one Bagley fell for, doubling from 2021."