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Show HN: Wealthfolio: Private, open-source investment tracker

wealthfolio.app

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Re: Show HN: Wealthfolio: Private, open-source investment tracker

#181

Post by dgemm »

ryandrake wrote: post #128
diggan wrote: post #5

First question from reading through the landing page is about this part: > Import your statements from your broker or bank. Exactly what brokers/banks that are supported should be listed somewhere and linked here, as that's a "make or break" feature for a lot of people I bet. Not much point in replacing my homegrown "Banks CSV export -> Data processing > Import into spreadsheet" workflow unless I just replace that la…

As an avid, daily Quicken user, yes, seamless integration with financial institutions is my #1 requirement. I am not willing to manually navigate a dozen banks' broken UIs to find their "download CSV" option, hope it works, download a bunch of files to my computer, and then hope that they can be imported into my application--and then repeat every day when I update. I have in the past switched physical banks purely be…

Interesting perspective because my #1 requirement is that no 3rd party gets financial login credentials at all. I'm willing to do CSVs in order to not compromise on security, although the experience most certainly is bad.

Re: Show HN: Wealthfolio: Private, open-source investment tracker

#182

Post by pwagland »

tucosan wrote: post #174
ghosty141 wrote: post #145

Earlier quoted context omitted.

> I am not willing to manually navigate a dozen banks' broken UIs to find their "download CSV" > My #2 requirement (a close second) is that the application must be running on my local PC. I will never accept a cloud-based web-app You're lucky you don't live in the EU since well then you are straight out of luck since the bank APIs are only available to commercial entities thus the software generally is in the cloud a…

Banks in Germany offer access to consumers via the HBCI standard. Not sure about the rest of the EU.

Banks in Germany provide it because of EU regulation.

https://www.digiteal.eu/open-banking-apis-all-you-need-to-kn...

Re: Show HN: Wealthfolio: Private, open-source investment tracker

#183

Post by stuckkeys »

stephenbez wrote: post #180
stuckkeys wrote: post #178

Earlier quoted context omitted.

This sounds illegal and against what GDPR stands for.

Why is accessing your own banking data through a standard against what GDPR stands for? GDPR has a right to data portability.

I miss interpreted. I thought someone else can gain access to consumer data.

Re: Show HN: Wealthfolio: Private, open-source investment tracker

#184

Post by moneywoes »

ryandrake wrote: post #128
diggan wrote: post #5

First question from reading through the landing page is about this part: > Import your statements from your broker or bank. Exactly what brokers/banks that are supported should be listed somewhere and linked here, as that's a "make or break" feature for a lot of people I bet. Not much point in replacing my homegrown "Banks CSV export -> Data processing > Import into spreadsheet" workflow unless I just replace that la…

As an avid, daily Quicken user, yes, seamless integration with financial institutions is my #1 requirement. I am not willing to manually navigate a dozen banks' broken UIs to find their "download CSV" option, hope it works, download a bunch of files to my computer, and then hope that they can be imported into my application--and then repeat every day when I update. I have in the past switched physical banks purely be…

is there a zapier for integrations that could be used

Re: Show HN: Wealthfolio: Private, open-source investment tracker

#185

Post by throw0101b »

ryandrake wrote: post #128
diggan wrote: post #5

First question from reading through the landing page is about this part: > Import your statements from your broker or bank. Exactly what brokers/banks that are supported should be listed somewhere and linked here, as that's a "make or break" feature for a lot of people I bet. Not much point in replacing my homegrown "Banks CSV export -> Data processing > Import into spreadsheet" workflow unless I just replace that la…

As an avid, daily Quicken user, yes, seamless integration with financial institutions is my #1 requirement. I am not willing to manually navigate a dozen banks' broken UIs to find their "download CSV" option, hope it works, download a bunch of files to my computer, and then hope that they can be imported into my application--and then repeat every day when I update. I have in the past switched physical banks purely be…

> […] and store your credentials.

And doing so violates the terms of service with many banks:

> You agree that you will not authorize a third party to use the Service or share your credentials with a third party to use the Service on your behalf except in legally authorized situations such as legal guardianship or pursuant to a power of attorney.

* https://www.bankofamerica.com/online-banking/service-agreeme...

Re: Show HN: Wealthfolio: Private, open-source investment tracker

#186

Post by ctippett »

ghosty141 wrote: post #145
ryandrake wrote: post #128

Earlier quoted context omitted.

As an avid, daily Quicken user, yes, seamless integration with financial institutions is my #1 requirement. I am not willing to manually navigate a dozen banks' broken UIs to find their "download CSV" option, hope it works, download a bunch of files to my computer, and then hope that they can be imported into my application--and then repeat every day when I update. I have in the past switched physical banks purely be…

> I am not willing to manually navigate a dozen banks' broken UIs to find their "download CSV" > My #2 requirement (a close second) is that the application must be running on my local PC. I will never accept a cloud-based web-app You're lucky you don't live in the EU since well then you are straight out of luck since the bank APIs are only available to commercial entities thus the software generally is in the cloud a…

Obviously the UK is not the EU... but Starling Bank offer an API that you can use to access your personal bank account. I'm sure Monzo and other neo-banks offer similar functionality.

Re: Show HN: Wealthfolio: Private, open-source investment tracker

#187

Post by abdullahkhalids »

scosman wrote: post #22

RRSP and CAD on the homepage . So few financial apps work for Canadians.

Presumably the Canadian government has a concrete plan to implement Open Banking this year [1]. I have been told by an industry insider that if things go as planned, apps should start to support Canadian banks by next year.

[1] https://www.canada.ca/en/department-finance/programs/financi...

Re: Show HN: Wealthfolio: Private, open-source investment tracker

#188

Post by labbett »

throw0101b wrote: post #185
ryandrake wrote: post #128

Earlier quoted context omitted.

As an avid, daily Quicken user, yes, seamless integration with financial institutions is my #1 requirement. I am not willing to manually navigate a dozen banks' broken UIs to find their "download CSV" option, hope it works, download a bunch of files to my computer, and then hope that they can be imported into my application--and then repeat every day when I update. I have in the past switched physical banks purely be…

> […] and store your credentials. And doing so violates the terms of service with many banks: > You agree that you will not authorize a third party to use the Service or share your credentials with a third party to use the Service on your behalf except in legally authorized situations such as legal guardianship or pursuant to a power of attorney. * https://www.bankofamerica.com/online-banking/service-agreeme...

I stopped using services like Coinbase that force you into Plaid. My final straw was getting a notification that I had to relink my accounts because I had changed my bank's password.

The banks are just as to blame. I'd love some basic non-SMS 2FA as a starting point, but sadly my bank is only the #6 largest in the US so they don't have the budget for it.

Re: Show HN: Wealthfolio: Private, open-source investment tracker

#189

Post by floathub »

maxwelljoslyn wrote: post #170
bt1a wrote: post #155

I am currently working on configuring a similar private, open source portfolio tracker built on top of ledger (a double-entry accounting system). I was drawn to it because of its yml config that I can version control easily If anyone has set up Paisa (successfully or unsuccessfully) and has anything to share, I'd love to hear it. https://paisa.fyi/ https://demo.paisa.fyi/ https://ledger-cli.org/ When comparing the tw…

I used to use Beancount religiously (before some job and health difficulties left me less capable of tracking my finances as closely.) My biggest complaint was always that I didn't have something like autocomplete/syntax highlighting to cut down on the manual-ness of data entry. Most of the aforementioned difficulties are behind me, and Paisa looks like an awesome way to help ease me back into Beancount. Thank you! I…

There is a beancount mode for Emacs that does a lot of what you want, but only really of use if you use Emacs.

https://github.com/beancount/beancount-mode

Re: Show HN: Wealthfolio: Private, open-source investment tracker

#190

Post by hansoolo »

snide wrote: post #60

Really happy with Projection Lab in this space. Although it's not open source, it is self-hostable if you pay for their lifetime access. The developer continues to update it, and has pretty much all the features I want for managing retirement projections.

Is it specifically for the north American financial market / system?
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