An electron falling (electrostatically) toward a proton will reach the speed of light at some point. This is of course the same distance where inside it would need an escape velocity greater than c. So that's an event horizon due to a different force. Some claim matter falling into a black hole never really does from the point of view of an outside observer. I've seen weird sounding descriptions like it "spreads out…
No, it won't. A correct relativistic analysis of the relative motion of the electron and proton will show their relative speed never reaching c, let alone exceeding it. You can't just plug numbers into Coulomb's Law for this case, because Coulomb's Law by itself is not relativistically correct. You need to use the full Maxwell's Equations and the relativistic Lorentz force law.
> So that's an event horizon due to a different force.
No, it isn't. No force in the relativistic sense produces an event horizon. In relativity, gravity is not a force, it's spacetime geometry, and so is an event horizon in spacetimes where one is present.
> physicists will usually say something like "oh you have to treat that with quantum mechanics".
They are correct in the sense that once the electron and proton get close enough together, classical relativity and Maxwell's Equations are no longer a good model. But as above, you don't need to do that to realize that your claim about reaching the speed of light is wrong.