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Inside the "3 billion people" national public data breach

troyhunt.com

71–80 of 472 posts

Re: Inside the "3 billion people" national public data breach

#71

Ahh, cool, pour the corpus through GPTs and start tweeting Congressional rep personal info at them until they pass a law to outlaw data brokers (in keeping with historical precedent [1] [2]). [1] https://en.wikipedia.org/wiki/Video_Privacy_Protection_Act [2] https://jolt.law.harvard.edu/digest/dodging-the-thought-poli...

For argument sake, instead of outlawing data brokers wouldn’t it be better to design a better ID system that renders one’s name, dob, and SSN as harmless information?

I don’t know what that would look like but if I had congresses attention I’d like them to fix the problem rather than playing whack-a-mole with banning data sources. I don’t think any actual solutions come from that.

Re: Inside the "3 billion people" national public data breach

#72

Earlier quoted context omitted.

They could store a hash.

Which would never work because real life data is messy so the hashes would not match. Even something as simple as SSN + DOB runs into loads of potential formatting and data entry issues you'll have to perfectly solve before such a system could work, and even that makes assumptions as to what data will be available from each dataset. Some may be only name and address. Some may include DoB, but the person might have li…

> Even something as simple as SSN + DOB runs into loads of potential formatting and data entry issues you'll have to perfectly solve

You don’t have to solve it perfectly to be an improvement.

Also this is BS. Not every bit of data is perfectly formatted and structured but both of your examples are structured data. You can 100% reliably and deterministically hash this data.

There’s so much in your argument that can be replied with “imperfect is better than status quo”. If you give someone the wrong DOB, it’s “not you” anyways, at least let me scrub my real data even if the entry is imperfect for some people or some records.

Re: Inside the "3 billion people" national public data breach

#73

Earlier quoted context omitted.

I never really understood why the onus is on any person to prove they didn’t do something. Shouldn’t the shaggy defence be sufficient? e.g. You get hauled into court for a lawsuit demanding the loan repayment, for a loan someone else used your name to get? - It wasn’t me. https://en.wikipedia.org/wiki/Shaggy_defense

The reason the Shaggy defense doesn't work is the default assumption of the courts is that you're a deadbeat trying to game the system. This assumption comes about because in the majority of cases it is the truth. The system would be a lot nicer if there weren't people trying to scam it every hour of every day of the week.

> a deadbeat trying to game the system.

The problem with putting a value judgement on this is that it will precondition people to assume good faith or bad faith on the validity of the assessment based on how they interpret the fairness of the court system.

Instead, we could just say that the majority of the cases are people trying to get out of legitimate debts. If we wanted to go farther, we could say that's because some people just don't feel responsible for their own debts and some people make a choice that a last ditch effort to get out of a debt they know they should pay rather is the lesser of two evils when the alternative is to continue to fail to provide adequately for their family given their circumstances, and how different people may draw that line at different points.

That's harder to articulate and a larger discussion that may be a tangent people aren't interested in discussing though, so it's probably just simpler to keep the value judgements out of it if the intent is to keep the discussion productive.

Re: Inside the "3 billion people" national public data breach

#74
post #46

Earlier quoted context omitted.

The SSA specifically told people not to misuse SSNs this way and it seems like a poor use of taxpayer funding to spend billions bailing out businesses’ bad decisions, even if that was legal (Congress would have to specifically authorize it), since we’d be back to the same problem with five years. If we were going to do something, we’d make government ID include an NFC token for PKI purposes since public keys can’t be…

> If we were going to do something, we’d make government ID include an NFC token for PKI purposes since public keys can’t be compromised in the same way, but nobody is jumping to pay for that, especially in a country where you have so many people prone to wild conspiracy theories (I am especially amazed by the guys who freak about a national ID as big brother but never say a word about the credit reporting industry)…

Yeah, I love login.gov and especially how they embraced things like WebAuthn faster than entire industries like finance but I can only imagine how much screaming there would be if usage became a requirement outside of government.

Re: Inside the "3 billion people" national public data breach

#75
post #37

Earlier quoted context omitted.

We're two decades into "The Digital Millennium" and our laws are still stuck in 1999 (except for the ones that ya know, allow dragnet spying). I'd wholeheartedly support any candidates that push for a data/privacy "Bill of rights".

I’m optimistic for Harris, not just because she’s so much younger and less beholden to industry, but because she created an entire unit for privacy protection when she was the California AG: https://oag.ca.gov/news/press-releases/attorney-general-kama...

There has never been a US president that had anything close to ethical behaviour (to wit: the ones that existed after drone strikes became a thing all signed off on drone strikes. Those hit a lot of innocent people. The US has never stopped having slavery. I could go on). It is really the height of fanciful thinking to believe that the flavour of the month US leader will be any different.

Re: Inside the "3 billion people" national public data breach

#76

Ahh, cool, pour the corpus through GPTs and start tweeting Congressional rep personal info at them until they pass a law to outlaw data brokers (in keeping with historical precedent [1] [2]). [1] https://en.wikipedia.org/wiki/Video_Privacy_Protection_Act [2] https://jolt.law.harvard.edu/digest/dodging-the-thought-poli...

For argument sake, instead of outlawing data brokers wouldn’t it be better to design a better ID system that renders one’s name, dob, and SSN as harmless information? I don’t know what that would look like but if I had congresses attention I’d like them to fix the problem rather than playing whack-a-mole with banning data sources. I don’t think any actual solutions come from that.

https://news.ycombinator.com/item?id=41249568

https://news.ycombinator.com/item?id=40961834

TLDR Login.gov, and publishing a circular to allow businesses to use it to identity proof. Push all liability onto the business for losses if this method is not used to identity proof. ID card as ljm mentions, such as a passport card. Very similar to credit card EMV chips and the liability shift from magstripe.

> I don’t know what that would look like but if I had congresses attention I’d like them to fix the problem rather than playing whack-a-mole with banning data sources. I don’t think any actual solutions come from that.

Aggregating data means it can be lost. You must therefore make aggregating and storing data toxic, and impossible to be leaked through eventual mismanagement.

Re: Inside the "3 billion people" national public data breach

#77

For non-Americans (and Americans) that don't quite understand what SSN is and why it's a problem, CGP Grey [1] has a great (and short) video about the history and why it's not technically an identifier, but has become one. [1] https://www.youtube.com/watch?v=Erp8IAUouus

Not only an identifier, many places use it as a secret.

Re: Inside the "3 billion people" national public data breach

#78

Ahh, cool, pour the corpus through GPTs and start tweeting Congressional rep personal info at them until they pass a law to outlaw data brokers (in keeping with historical precedent [1] [2]). [1] https://en.wikipedia.org/wiki/Video_Privacy_Protection_Act [2] https://jolt.law.harvard.edu/digest/dodging-the-thought-poli...

For argument sake, instead of outlawing data brokers wouldn’t it be better to design a better ID system that renders one’s name, dob, and SSN as harmless information? I don’t know what that would look like but if I had congresses attention I’d like them to fix the problem rather than playing whack-a-mole with banning data sources. I don’t think any actual solutions come from that.

In many countries in Europe, your ID card contains a chip with a cryptographic key, much like chip&pin on a debit or credit card.

Those bits of information are worthless when you need to create a cryptographic signature with your ID card to do almost anything important.

If the card is lost or stolen they can just remove your old one from the keyserver. It's literally just public key crypto.

Identity theft is rampant in the countries that don't have such a system and basically require you give them increasing amounts of private information to prove who you are. In the UK that's every address you've lived in for 5 years, your council tax bill, your energy bill, your bank statement for a month... all because British people think an ID card means you'll get stopped on the street to show your papers.

Re: Inside the "3 billion people" national public data breach

#79

Earlier quoted context omitted.

The video doesn't quite get into the problem of identity theft, which is when someone uses your stolen creds to claim they are you, and then go on a shopping spree which may include buying a car under your name. You shouldn't be liable for debts incurred after having your identity stolen but proving that is a lot of work.

I never really understood why the onus is on any person to prove they didn’t do something. Shouldn’t the shaggy defence be sufficient? e.g. You get hauled into court for a lawsuit demanding the loan repayment, for a loan someone else used your name to get? - It wasn’t me. https://en.wikipedia.org/wiki/Shaggy_defense

"Identity Fraud" is institutionalized victim blaming. The claim is that the person who's identity was stolen was defrauded (and they should protect themselves or fight back), but in reality it was the creditor that got defrauded.

Re: Inside the "3 billion people" national public data breach

#80

It is crazy to me that data brokers are even a legal form of business. All of these services should be opt in at minimum. If they are obtaining publicly available information and making it easier to access, they should have to maintain insurance or a deposit with the government to compensate victims of cybersecurity incidents. Telling people to get credit monitoring is in NO WAY an acceptable way to make us whole. Th…

> It is crazy to me that data brokers are even a legal form of business.

Ah, yes, but they're businesses, you see - the most important class of entity in America. We the people can evidently go fuck ourselves if it means some scumbag gets to make a buck.

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