Earlier quoted context omitted.
I'm sure you're already aware of the general consensus around how speculative cryptocurrency and meme stocks are but it's worth repeating that this is a very dubious approach. On GME specifically, this is a good documentary to watch: https://youtu.be/5pYeoZaoWrA?si=OuRp-NxyiYR8XmA0 I think it's worth it for you to consider reducing your allocation to these even if you have strong conviction in their long term success…
Oof, no. I'm well aware of the advice and I don't agree with it. I expect GME to crash and burn. I was going to change jobs at some point, in which case my traditional 401K funds will just disappear because they are not vested. If I happen to win the blue moon GME lottery I'll just stay a bit longer to vest the winnings. In my specific situation it's essentially buying memes with someone else's money at zero downside…
Are you not contributing your own money (from your salary) to your 401k?
In every 401k I've seen it's only the employer matching portion that is vested, and the majority of the account is the employee contribution which they can take 100% with them when they leave (regardless of vesting).