Earlier quoted context omitted.
You lost me at “climate change induced typhoon”. Comparing an “Bay Area typhoon” (very hilly) to low and flat Houston with a direct hit is disingenuous at best.
The elevation of Houston is _higher_ than the elevation of SF. Yes, there are many hills, and the _max_ elevation is obviously higher, but there are also plenty of low lying areas and areas at sea level.
Fires, earthquakes, heavy rains causing mudslides that have actually killed people: yes. Some very localized flooding around the Russian River happens all the time. The Guadalupe River in San Jose flooded a few years ago. But storm surge from the ocean? nope, nope.