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Pin is Australia’s first all-in-one payment API

pin.net.au

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Re: Pin is Australia’s first all-in-one payment API

#91

Post by jmitcheson »

10dpd wrote: post #47

Can someone explain why a separate payment system is needed for Australian developers? My nieve understanding is that credit cards are global from a consumer perspective (i.e. a credit card will work in any country in the world). Are things different from a developer perpective? If so, why?

It's not the customer side that's the problem; it's the third party sevices. Nothing is available here. Stripe isn't available here. Google Checkout isn't available here. Recurly is possible through a PayPal gateway, but you still need a merchant account for that, and it's a huge mission to bill in USD (something you take for granted when you are inside the US, but by default, merchant banks will charge your customers in your local currency).

Hosted PayPal is country-agnostic, but it looks amateur hour.

Re: Pin is Australia’s first all-in-one payment API

#92

Post by davidbanham »

zizee wrote: post #66

Awesome news. Like many Australian devs I have been feeling a distinct lack of love from other payment solutions. And now I see in a comment above that braintree is on its was as well. Who knows, maybe VCs will start investing in Aussie based startup as well?

Don't believe the hype. It's more difficult to raise capital in Australia, but it's completely possible. You need to network hard in order to make connections, but the money is out there.

Re: Pin is Australia’s first all-in-one payment API

#93

Post by dmboyd »

damian2000 wrote: post #85
dmboyd wrote: post #81

Does anyone have any idea on the background on who's behind this? The fact that there are no names doesn't exactly instill trust or confidence. Closest I could get to info would be that the Southern Payment Systems Pty Ltd resolves on a google search to: http://www.southernpaymentsystems.com/ which seems to share the street address of a Designer( http://speakinteractive.com/ ), a real estate agency( http://www.eftose…

and by the looks of things, Grant Thomas (fmr coach of St Kilda, 2001-2006). http://www.ferocia.com.au/ http://en.wikipedia.org/wiki/Grant_Thomas_%28footballer%29

haha, nice!

Re: Pin is Australia’s first all-in-one payment API

#95

Post by TimJRobinson »

cynix wrote: post #75
jusben1369 wrote: post #53

Earlier quoted context omitted.

"But I guess we Australians should be used to being ripped off by now" With such a "dog beaten" attitude I'd say it's self fulfilling. Perhaps wait to see what those fees are, relative to your other options in Australia, before drawing such a depressing conclusion?

I know this is likely going to be better than "other options in Australia", and I respect their efforts for making this happen, but that's not my point. I was comparing "options in Australia" to "options in the rest of the world". The same happens with a lot of different things, such as the cost of computer hardware/software, furniture/home appliances, cars, etc. Occasionally it's possible to work around it: I buy mo…

Economies of scale, it's a lot easier to sell to 300 million people than 20 million.

Plus we have the 2nd highest minimum wage in the world (over 2x as high as the US, our welfare is almost as high as their minimum wage) and we live in an amazing country, so it all balances out.

Re: Pin is Australia’s first all-in-one payment API

#96

Post by boundlessdreamz »

mvboeke wrote: post #67
boundlessdreamz wrote: post #41

Earlier quoted context omitted.

Kinda offtopic: But since you work at braintree, please have a look at my comment http://news.ycombinator.com/item?id=4069105

I responded to the original thread.

Could not find the response :(

Re: Pin is Australia’s first all-in-one payment API

#97

Post by xal »

sparknlaunch wrote: post #38
xal wrote: post #19

contact me at tobi@shopify.com to get this into Shopify from the beginning. We really need a better partner in Australia

Please elaborate? Would be good to hear your perspective given your experience in the market.

Paypal is the most common option in Australia but for one reason or another they never launched Paypal Pro there which means that people are stuck with the older IPN based flow which has some disadvantages ( More confusing, doesn't make it clear that you don't need paypal account, poor Google Analytics integration )
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