Earlier quoted context omitted.
There's a noticeable delay between contactless cards and oysters. Some people I know prefer oyster cards simply because they open the gates faster, in spite of having to top them off all the time. I'm looking forward to not having to choose one trade-off over the other.
It’s noticeable if you’re used to the instant response of Oyster, but we’re talking about a few hundred extra milliseconds. Not something that bothers you once you’re accustomed to it. It’s still fast enough that it will read my Apple Watch before the gate starts to close from the passenger in front of me. One saved trip to an Oyster top-up machine will make up for a lifetime of contactless NFC latency!
In Japan credit card transactions routinely take a couple seconds. Imagine each person taking 5 seconds to go through the gate! I think what trials for credit card payments in transportation services there are doing is simply not processing the transaction inline, and just doing it after the fact (assuming it will go through).