Earlier quoted context omitted.
What about mobile? Or don't you take notes there?
For me, this is always the gap that feels missing. - I want to take and view notes on various devices: mobile, personal computer, work computer, randomly logged in ad-hoc machine. - I want notes to not require me to be online all the time while writing (I work a lot on plans, or in remote locations without reliable internet) - I want notes to make reasonable assumptions about syncing, biasing on the side of avoiding…
The dual folder structure helps identify the collisions and manage them appropriately, versus whatever handling iCloud would do.
It’s probably still awkward on a non-Apple device as I’m sure iCloud web access is not great, but it works.