Ironically, most of what you’ve said here is false because it’s government in the driving seat, not business. The infamous avocado toast incident was regarding a mortgage down payment, not rent. That’s due to the post-2008 asset bubble created by central banks.
If you think fentanyl is not a critical component of the US’ homelessness crisis I don’t know what to say - go to Europe, the homeless there are not in a zombie-like state. There’s no compassion in ignoring people’s real problems and instead blaming them on our own political gripes. The festering of this problem is a product of bad government.
As for retirement savings - are you kidding me? Pensions are the most protected assets on this planet - no matter how hard they fail they will be bailed out. That inflation you speak of is, again, due to all that post-2008 money from the government. Interest rates are set by the central bank. (No doubt some unfortunate people had to draw-down their retirement savings but they’re the exception that proves the rule). For the first time in history we will have an economy where money is flowing up from the young to the old, rather than downwards - it is the young people who are being exploited! The children who will pay for this don’t even get a vote.
The real problem I see here is that people vote themselves all the money whenever they get the chance, with governments able to pile on more and more debt to be paid by future generations. Plus a government that is more interested in ideological posturing than solving problems - unless the solution is more government.