> None of his paychecks were ever cashed I don't understand this. People were paid by cheque in the early 2000s?
Back in the 90s when I worked for Atari (Back in the terrible Warner period) you could only get DD at the company's bank, which was a small bank with one branch, in Sunnyvale (surely the company had another bank or two as well?). I was told they did this so they could invest the float over the week end and early in the week.