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Europe's Square

izettle.com

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Re: Europe's Square

#21

Post by bnr »

robmcm wrote: post #14
diggan wrote: post #8

Tried it with an iPhone and it worked great. I hope iZettle will be developed for Android also, since the phone I'm always carrying is running Android.

I would be worried letting someone read my card information via an Android phone. Malware would easily be able to sit in the background and intercept information from the reader. At least on iOS you know any interception would have to be on transmition from the app to the server, which is not all client side. Perhaps that's a little unfair. I guess as more and more apps and devices become avaliable for reading you ca…

How about jailbroken iPhones? Do you check the vendor/platform of the CC reader in every shop before paying?

Re: Europe's Square

#22

Post by quarterto »

jermaink wrote: post #18

Economically, I can understand that people start to copy concepts and transfer good ideas into their homecountry. That´s nothing new - you can find that across human history and it was often connected to progress. Basically, copycats act like spice merchants in late centuries. They scout for some new spices and try to find out if they can match or create demand in other regions of the world. However, what I really di…

While the giant image slideshow of the product in use is a bit egregious, the rest of the site has a totally different look and feel.

Re: Europe's Square

#23

Post by unwind »

quarterto wrote: post #13
unwind wrote: post #10

Earlier quoted context omitted.

The name was pretty clear to me, I read it as a pun/play on the verb "to settle", i.e. to perform a financial transaction in order to resolve a debt. You triggered my curiousity, though: what's your (mis)interpretation? I don't understand the reference to "at home" at all, and basic Googling failed to resolve it. Another point about their communications is that their main (English) front page copy says "[...] is as e…

"When it's at home" is a Britishism meaning "basically": http://en.wiktionary.org/wiki/when_its_at_home . We use "easy as pie" in the UK too, although it's probably an American import. (EDIT: almost certainly 19th century American. Mark Twain used similar phrases http://www.phrases.org.uk/meanings/as-easy-as-pie.html ) I think maybe my accent has a much harder Z than they were anticipating.

Thanks! You have a missing apostrophe in your link, took me a while to figure that out. :) The proper link is http://en.wiktionary.org/wiki/when_it%27s_at_home.

Re: Europe's Square

#24

Post by suhailpatel »

aes256 wrote: post #19
yesbabyyes wrote: post #17

Swede here -- the company is Swedish and I have used it on several occasions, as a payer. It works great. As others have mentioned, it reads the chip, and is sturdy. Not using PIN though, you sign the receipt with your finger, which works really well. You can also get the receipt via email. Edit: they definitely support VISA.

Lack of Chip and PIN support is going to be a major turn-off in much of the European market...

Exactly this. I've had a chip and pin card since they were introduced in the UK and never had to sign anything related to payment. It's always a case of entering your PIN on the terminal and authorise.

I was previously under the assumption that you can't authorise a payment via a signature nowadays in the UK?

Re: Europe's Square

#25

Post by quarterto »

robmcm wrote: post #14
diggan wrote: post #8

Tried it with an iPhone and it worked great. I hope iZettle will be developed for Android also, since the phone I'm always carrying is running Android.

I would be worried letting someone read my card information via an Android phone. Malware would easily be able to sit in the background and intercept information from the reader. At least on iOS you know any interception would have to be on transmition from the app to the server, which is not all client side. Perhaps that's a little unfair. I guess as more and more apps and devices become avaliable for reading you ca…

It's orders of magnitude harder to clone an EMV than a magnetic strip.

Re: Europe's Square

#26

Post by fonzie »

Tim-Boss wrote: post #16
fonzie wrote: post #9

Doesn't seem to accept Visa at the moment. As much as I like the idea (despite the name) of a European Square, not accepting Visa is less than optimal, especially as they try to gain traction.

https://izettle.desk.com/customer/en_us/portal/articles/5311...

I read that. Hence why I said at the moment. It'd be great for them to get it sooner rather than later. At least in the UK, most basic accounts issue Visa debit cards and a lot of the basic credit cards are also Visa.

Re: Europe's Square

#27

Post by m_eiman »

Tim-Boss wrote: post #16
fonzie wrote: post #9

Doesn't seem to accept Visa at the moment. As much as I like the idea (despite the name) of a European Square, not accepting Visa is less than optimal, especially as they try to gain traction.

https://izettle.desk.com/customer/en_us/portal/articles/5311...

They support VISA in Sweden, so I guess they just lack an agreement with suitable banks and payment processors in the UK.

Re: Europe's Square

#28

Post by quarterto »

suhailpatel wrote: post #24
aes256 wrote: post #19

Earlier quoted context omitted.

Lack of Chip and PIN support is going to be a major turn-off in much of the European market...

Exactly this. I've had a chip and pin card since they were introduced in the UK and never had to sign anything related to payment. It's always a case of entering your PIN on the terminal and authorise. I was previously under the assumption that you can't authorise a payment via a signature nowadays in the UK?

From http://www.chipandpin.co.uk/faqs/affect.html#retailer:

  What if the retailer does not accept chip and PIN?
  Where the retailer has not upgraded to chip and PIN technology, you will be asked to
  follow the current card payment process using your signature to confirm the
  transaction.

Re: Europe's Square

#30

Post by PeterisP »

quarterto wrote: post #25
robmcm wrote: post #14

Earlier quoted context omitted.

I would be worried letting someone read my card information via an Android phone. Malware would easily be able to sit in the background and intercept information from the reader. At least on iOS you know any interception would have to be on transmition from the app to the server, which is not all client side. Perhaps that's a little unfair. I guess as more and more apps and devices become avaliable for reading you ca…

It's orders of magnitude harder to clone an EMV than a magnetic strip.

A couple of years ago when I worked with card security, the current status was that while there were proof-of-concept examples of EMV cloning, at the time there weren't any cases at all (worldwide, for any bank) of real fraud with cloned EMV chips - it would be too expensive, and it's far simpler for criminals to simply find places which just check the magstripe and not the chip.
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