111–120 of 160 posts
I wish I could get data about my transactions through an api from my bank
Consider SimpleFin Bridge [0] - it's essentially a wrapper around MX (Plaid competitor) that lets you very simply pull your own credit card/bank data for $15/yr. [0] https://beta-bridge.simplefin.org/
Help me understand, I must be dumb. If people seem to value privacy and security more so that they don't trust their data hosted at a third party, why are many of these are self-hosted Web apps as opposed to a simple desktop application? I'm not just talking about this particular one, just in general on the idea of replacing SaaS (like Mint) with self-hosted. What is self-hosting buying here? If it's installed on the…
Says you.
Earlier quoted context omitted.
Firefly kinda worked around this. You can download all transactions of your bank as a CSV, then use the Firefly importer to automatically map the data and save it inside Firefly. I usually do this once a week and it works pretty quickly, maybe a minute of work.
This certainly works well if you only need to track one account, but my finances aren't even _that_ complicated and I still have accounts I try to keep up to date with five different banks (hometown bank with checking/savings, two credit cards, employer-sponsored retirement account with Fidelity, and a three-fund portfolio with Vanguard). All of those accounts have 2FA, so logging into each one, navigating to the dow…
I'm unsure if providing the virtual accountant bank credentials is more or less secure than Plaid/Yodlee, but this is a major pain point.
With Mint being deprecated, I’ve been looking for something to replace it. I know there are a number of paid alternatives, but it seems like they all are missing at least one or two things that I liked about Mint. Is there an OSS option that comes close? Seems like the biggest hurdle is finding one that is close to reliable when authenticating with other sites (and able to adapt to changes they make, 2FA, etc.). I gu…
With Mint being deprecated, I’ve been looking for something to replace it. I know there are a number of paid alternatives, but it seems like they all are missing at least one or two things that I liked about Mint. Is there an OSS option that comes close? Seems like the biggest hurdle is finding one that is close to reliable when authenticating with other sites (and able to adapt to changes they make, 2FA, etc.). I gu…
After reading the comments in this thread I may consider open sourcing my side project porkybank.io. You can check out an example here: https://porkybank.io/example/overview It's a simple daily budgeting app I put together for my wife and I to help us be more cognizant of our daily spending. Upvotes count as interest.
My wife has never opened either and has vague anxiety (read: frustrating) about going on vacations or making big purchases even though we’re doing great. I’m the sole income for 5 so I suppose I have to take the mental load of ensuring things are budgeted, diversified, HSA/529 is funded etc.
Help me understand, I must be dumb. If people seem to value privacy and security more so that they don't trust their data hosted at a third party, why are many of these are self-hosted Web apps as opposed to a simple desktop application? I'm not just talking about this particular one, just in general on the idea of replacing SaaS (like Mint) with self-hosted. What is self-hosting buying here? If it's installed on the…
> If it's installed on the local, it's a waste of resources and development time Says you.
Earlier quoted context omitted.
After reading the comments in this thread I may consider open sourcing my side project porkybank.io. You can check out an example here: https://porkybank.io/example/overview It's a simple daily budgeting app I put together for my wife and I to help us be more cognizant of our daily spending. Upvotes count as interest.
The real question is: does your wife use it? I have an excel budget that I updated based on our real spending habits every couple months. I also use projectifi for the long term asset planning, using the budget as an input for our surplus cash. My wife has never opened either and has vague anxiety (read: frustrating) about going on vacations or making big purchases even though we’re doing great. I’m the sole income f…
I also tried the spreadsheet approach since I was so frustrated with budgeting apps, but they're a bit overwhelming for some.
What's with people building open source finance managers? This is like the 1000th one I have seen.
It's also a complicated idea, and when you look at existing solutions, they almost always have a huge number of features that any given individual won't need, which makes it harder to figure out what you're doing.
If you have a background in programming, and none in finance, it might be easier for you to start from what you understand, and build up an app that does what you need first, then add features later as you understand the problem space more.
How does it compare to YNAB?
I used it about a year but switched back to YNAB. I really like the budget in YNAB. Firefly concentrates more on the bookkeeping. Which for me is just secondary...