11–20 of 271 posts
> It needs to be built into the browsers and web standards such that it’s incredibly smooth and fast. I wanna send $1 to a website, it happens instantly and anonymously, and the developer can do things around this. Like unlock features! For instance, stop showing ads, offer more complete downloads, unlock tutorial courses, etc. Make it easier and faster than using a credit card. Are there any promising avenues toward…
> It needs to be built into the browsers and web standards such that it’s incredibly smooth and fast. I wanna send $1 to a website, it happens instantly and anonymously, and the developer can do things around this. Like unlock features! For instance, stop showing ads, offer more complete downloads, unlock tutorial courses, etc. Make it easier and faster than using a credit card. Are there any promising avenues toward…
> Are there any promising avenues towards microtransactions that gets around small card transactions getting a hefty fee One option is to have regulations about card fees, which is the case in the EU (0.2% for debit, 0.3% for credit). Another is to use an alternative payment method, like India's UPI or Eurozone's SEPA which are free and instantaneous.
The problems with monetization and micropayments are not technical and no easy-to-use API is going to help with adoption. Dealing with money is a real pain due to fraud, security, and legal compliance and those problems don't go away when the amounts are small.
> It needs to be built into the browsers and web standards such that it’s incredibly smooth and fast. I wanna send $1 to a website, it happens instantly and anonymously, and the developer can do things around this. Like unlock features! For instance, stop showing ads, offer more complete downloads, unlock tutorial courses, etc. Make it easier and faster than using a credit card. Are there any promising avenues toward…
> It needs to be built into the browsers and web standards such that it’s incredibly smooth and fast. I wanna send $1 to a website, it happens instantly and anonymously, and the developer can do things around this. Like unlock features! For instance, stop showing ads, offer more complete downloads, unlock tutorial courses, etc. Make it easier and faster than using a credit card. Are there any promising avenues toward…
> Are there any promising avenues towards microtransactions that gets around small card transactions getting a hefty fee This is anathema here in the US but the rest of the world typically does not use credit cards as the default payment method.
> It needs to be built into the browsers and web standards such that it’s incredibly smooth and fast. I wanna send $1 to a website, it happens instantly and anonymously, and the developer can do things around this. Like unlock features! For instance, stop showing ads, offer more complete downloads, unlock tutorial courses, etc. Make it easier and faster than using a credit card. Are there any promising avenues toward…
The problems with monetization and micropayments are not technical and no easy-to-use API is going to help with adoption. Dealing with money is a real pain due to fraud, security, and legal compliance and those problems don't go away when the amounts are small.
Even those are solvable problems, the real issue is social. There's a reason Flattr failed and Patreon has been a huge success. People would rather personally support a handful of creators at $5/month than put the equivalent money in a tip jar at a bunch of faceless websites.
I remember Brave introducing BAT tokens that you could earn for seeing ads and then donate to other websites and content creators. How did that experiment end up? Was it just a crypto hype thing?
The top up could even be a recurring payment if the user wants.
In situation when "all" users are being in fact "logged into" their service anyway, then features such as - pay to hide ads on this particular web (basically "overpay the advertiser"), - pay to keep ads and support the author of this particular web, - pay for extra features but remain anonymous for web's author, - provide data about yourself that the company gathered about yourself to the web's author, then it sounds like quite low-hanging fruit.
Web authors would gain "auth" for free, integration would allow some "serverless" features for otherwise basic webs and so on. My initial idea was (probably akin to Brave(?)): - pay advertiser one centralized "ransom" to disable X ad impressions, so they can be distributed to websites authors as I go, just the same way as if I was exposed to a real ad.
For favourite websites I could either top that by also allowing ads again, or paying them more, obviously with certain share ending up as a fee for that mediator.
I guess there was/is some blatant obstacle that prevented this (perhaps advertisers would all bail out when the could be legally "overpaid" by users?) or it in fact had been implemented somehow in the past (distant enough I missed it completely), but it was a fun thought exercise anyway.