Americans are spending billions on stuff they forget to cancel
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Re: Americans are spending billions on stuff they forget to cancel
#2Re: Americans are spending billions on stuff they forget to cancel
#3Use virtual credit cards and privacy.com. It really helps with peace of mind that you can really have a free trial and not worry about it.
Re: Americans are spending billions on stuff they forget to cancel
#4Forget to? Or involve so many dark patterns it's nearly impossible to?
Re: Americans are spending billions on stuff they forget to cancel
#5I don't understand, do people not log in online to look at their credit card statements? It takes 5 minutes to skim your transactions, look for suspicious charges, get a quick read on where money is going.
There are lots of challenges to actually canceling subscriptions, but not knowing that you're being charged for something every month? Seems absent-minded to me.
Re: Americans are spending billions on stuff they forget to cancel
#6I don't understand, do people not log in online to look at their credit card statements? It takes 5 minutes to skim your transactions, look for suspicious charges, get a quick read on where money is going. There are lots of challenges to actually canceling subscriptions, but not knowing that you're being charged for something every month? Seems absent-minded to me.
No, they don't.
Re: Americans are spending billions on stuff they forget to cancel
#7I don't understand, do people not log in online to look at their credit card statements? It takes 5 minutes to skim your transactions, look for suspicious charges, get a quick read on where money is going. There are lots of challenges to actually canceling subscriptions, but not knowing that you're being charged for something every month? Seems absent-minded to me.
I check all my accounts every day.
Re: Americans are spending billions on stuff they forget to cancel
#8Its so ironic because WSJ is one of those subscriptions...
Re: Americans are spending billions on stuff they forget to cancel
#9I don't understand, do people not log in online to look at their credit card statements? It takes 5 minutes to skim your transactions, look for suspicious charges, get a quick read on where money is going. There are lots of challenges to actually canceling subscriptions, but not knowing that you're being charged for something every month? Seems absent-minded to me.
I put all my subscriptions on a single credit card (and use it for nothing else) so that it's easy to scan. Otherwise they'd be buried.
Re: Americans are spending billions on stuff they forget to cancel
#10I don't understand, do people not log in online to look at their credit card statements? It takes 5 minutes to skim your transactions, look for suspicious charges, get a quick read on where money is going. There are lots of challenges to actually canceling subscriptions, but not knowing that you're being charged for something every month? Seems absent-minded to me.
Yes, exactly. I am myself guilty of exactly that. My excuse (a really lame one): logging in to my credit card accounts is too much of a friction with 2FA and all that, and then sifting through statements is work. I don't want to do the work.
Of course, that's a pathetic excuse, and I tell myself that one of these days I will check my statements but that day never comes.
It's quite easy to be lazy in the moment and put this "work" off to tomorrow. As a result, days, weeks and months go by.
I now use privacy.com for most subscriptions and one-off trials etc. It at least notifies me via email every time there is a transaction.