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True Name – Mastercard (2022)

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Re: True Name – Mastercard (2022)

#61

Post by jmbwell »

blairbeckwith wrote: post #4

> New research by Mastercard across 16 countries in North America and Europe revealed that 59% of people who identity as nonbinary say they feel unsafe while shopping We should do what we can to make life easier for everyone, but we should stop encouraging and accommodating this “everything makes me feel unsafe” attitude. It harms everyone when we redefine safety to include awkwardness or very minor psychological dis…

I fully agree. We do too much to keep people who are already safe from feeling slightly awkward or experiencing minor psychological discomfort.

We should do what we can to make life easier for everyone. If that makes a majority of people aware of the suffering of a particular group, ultimately I think it helps cultivate compassion, and compassion benefits us all.

I applaud your progressive, optimistic, and compassionate position, author

Edit: I’m being told I’m misconstruing your comments and not at all what you meant

Re: True Name – Mastercard (2022)

#62

Post by madeofpalk »

silverpepsi wrote: post #49
namdnay wrote: post #12

Not living in north america, there's something i must be missing - who looks at the name on a credit card? who even touches your credit card anymore? in europe and uk you're either contactless or you're given the terminal to enter your card yourself, and I'm 99% certain the "name" that is written on the card never comes up on screen

When you eat at a sit down restaurant, part of the service is not forcing you to walk to the register up front to pay. Hence you leave your card with the waiter and they disappear with it for up to 15 minutes to process the payment at the terminal. This is also their opportunity to copy your magnetic strip and/or add a tip without your permission. (Though the latter only happened to me once, I guess the former may ha…

For what it’s worth, everywhere else in the world they just bring a small hand held terminal over to your table and you just insert or tap your card yourself.

Re: True Name – Mastercard (2022)

#63

Post by uxp8u61q »

silverpepsi wrote: post #49
namdnay wrote: post #12

Not living in north america, there's something i must be missing - who looks at the name on a credit card? who even touches your credit card anymore? in europe and uk you're either contactless or you're given the terminal to enter your card yourself, and I'm 99% certain the "name" that is written on the card never comes up on screen

When you eat at a sit down restaurant, part of the service is not forcing you to walk to the register up front to pay. Hence you leave your card with the waiter and they disappear with it for up to 15 minutes to process the payment at the terminal. This is also their opportunity to copy your magnetic strip and/or add a tip without your permission. (Though the latter only happened to me once, I guess the former may ha…

In Europe they just bring the handheld payment terminal to your table...

Re: True Name – Mastercard (2022)

#65

Post by wand3r »

uxp8u61q wrote: post #37
namdnay wrote: post #21

Earlier quoted context omitted.

i thought the minor discomfort being referred to was that of changing your name and reissuing a new ID card. i can definitely understand how it would get grating to explain the change at every security check

You should read more carefully. GP wrote "minor psychological discomfort". They're definitely trying to downplay the danger that transgender people sometimes get put in.

Not parent, but I agree with the general point. Leaving this specific example aside which is a real world interaction, we (America) have gone to far to redefine what "safety" is. Ben Shapiro speaking at your school is not "putting you in danger".

Re: True Name – Mastercard (2022)

#66

Post by gumballindie »

silverpepsi wrote: post #49
namdnay wrote: post #12

Not living in north america, there's something i must be missing - who looks at the name on a credit card? who even touches your credit card anymore? in europe and uk you're either contactless or you're given the terminal to enter your card yourself, and I'm 99% certain the "name" that is written on the card never comes up on screen

When you eat at a sit down restaurant, part of the service is not forcing you to walk to the register up front to pay. Hence you leave your card with the waiter and they disappear with it for up to 15 minutes to process the payment at the terminal. This is also their opportunity to copy your magnetic strip and/or add a tip without your permission. (Though the latter only happened to me once, I guess the former may ha…

In europe they bring the pos to your table once done with your custom. Although in the uk table service is uncommon and people queue up at the till to order. No one checks the name as it would be a waste of time anyway.

Re: True Name – Mastercard (2022)

#67

Post by jonathanlydall »

jjallen wrote: post #9
gruez wrote: post #5

>When Asher DiGiuseppe tried to make a purchase at his local Toronto liquor store, the clerk looked at him with suspicion and questioned his card, which was still printed with the name he had used before transitioning. >[...] New research by Mastercard across 16 countries in North America and Europe revealed that 59% of people who identity as nonbinary say they feel unsafe while shopping, and 57% say they think it’s…

I’ve been checked many many times. If not it would be very easy to commit fraud

In South Africa, I tap to pay practically everywhere and no one ever looks at my phone (or prior to my getting Apple Pay, my physical card). In the last 12 months I had to insert my card for chip and PIN maybe twice.

Speaking of chip and PIN, before tap to pay became prominent, people actually never touched my card, I would insert it myself (reducing risk of fraud) enter my PIN and all the merchant cared about was whether the the machine said “approved” or “declined” after doing an online check.

Re: True Name – Mastercard (2022)

#68

Post by andix »

mintplant wrote: post #39
namdnay wrote: post #12

Not living in north america, there's something i must be missing - who looks at the name on a credit card? who even touches your credit card anymore? in europe and uk you're either contactless or you're given the terminal to enter your card yourself, and I'm 99% certain the "name" that is written on the card never comes up on screen

I've been called by my name many times by store clerks after paying contactless, without having given my name, so I assume it does get surfaced to them on the billing UI. It's also fairly common (in my experience, here in southern California) for the name on the card to be automatically used as the name on your order for, e.g., calling out when it's ready to be picked up at the counter.

Interesting, is this some US thing? Because in Europe for VISA/Mastercard payments I'm quite sure the name of the card owner is never transmitted to the vendor. Not in the past, and not now. It would also be quite in conflict with data protection laws.

Also it's a risk for stolen credit card information. I think the vendor doesn't even get the credit card number when processing a payment, otherwise shop clerks could just take screenshots and abuse a credit card for online shopping.

Re: True Name – Mastercard (2022)

#69

Post by namdnay »

snotrockets wrote: post #36
namdnay wrote: post #21

Earlier quoted context omitted.

i thought the minor discomfort being referred to was that of changing your name and reissuing a new ID card. i can definitely understand how it would get grating to explain the change at every security check

A legal name change is quite a chore, not a minor discomfort.

[flagged]

Re: True Name – Mastercard (2022)

#70

Post by snotrockets »

tl;dr:

Mastercard: "We've found that some people's name could different from what their government ID says their name is, and offer a solution for that problem"

Many HN commenters: "I don't have this problem, therefore it isn't a real problem"

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