True Name – Mastercard (2022) • Hacker News Board

Re: True Name – Mastercard (2022)

#41

Post by sokoloff » Sun, Jan 07, 2024, 4:55 PM UTC

teeray wrote: post #26

gruez wrote: post #5

>When Asher DiGiuseppe tried to make a purchase at his local Toronto liquor store, the clerk looked at him with suspicion and questioned his card, which was still printed with the name he had used before transitioning. >[...] New research by Mastercard across 16 countries in North America and Europe revealed that 59% of people who identity as nonbinary say they feel unsafe while shopping, and 57% say they think it’s…

> Is this a serious issue? A bigoted store clerk might decide to apply different standards to trans people, to find a way to kick them out of the store. So yeah, my experience is similar to yours, but I don’t doubt that credit card names could be weaponized against trans people.

True, but does having another name on the credit card actually address this genuine problem?

(I think people should be able to use their chosen name on their credit card; I think that adds comfort to their regular interactions and daily life; I just don’t think it will act as an Uno Reverse card against someone prone to bigotry against them.)

Re: True Name – Mastercard (2022)

#42

Post by madeofpalk » Sun, Jan 07, 2024, 4:55 PM UTC

gruez wrote: post #32

madeofpalk wrote: post #13

Earlier quoted context omitted.

What’s your objection? That people’s ID and cards shouldn’t contain their name?

From the OP: >but we should stop encouraging and accommodating this “everything makes me feel unsafe” attitude. It harms everyone when we redefine safety to include awkwardness or very minor psychological discomfort. It's pretty clear that the thing he's objecting to is the inflation of "feel unsafe" to include "awkwardness or very minor psychological discomfort", which might draw attention to the issue in the short…

Who are you (or OP) to tell someone how they should or should not feel.

If someone says they feel unsafe, maybe we should default to believing them rather than minimising them. A tiny bit of compassion and empathy goes a long way.

Re: True Name – Mastercard (2022)

#43

Post by petesergeant » Sun, Jan 07, 2024, 4:56 PM UTC

madeofpalk wrote: post #27

Incredibly minor, but I dislike that my Amex card has “Mr Initial LastName” on it, or worse, my full government name rather than the shortened name that I consistently go by everywhere else . Thankfully my bank card from a UK bank just allows you to print your preferred name on your card.

Ring them? My Amex has just my surname on it after I asked for that, ‘cuz I thought it looked cool. They’re pretty accommodating

Re: True Name – Mastercard (2022)

#44

Post by andix » Sun, Jan 07, 2024, 4:56 PM UTC

Nowadays nobody ever looks at my cards. I just put them into a machine, and enter the PIN. Or just tap them for a contactless payment. When using Apple Pay or Google Pay there is no name shown on the screen of the phone. Neither is the name shown on the screen of the cash register nor printed on the receipt.

So someone seeing the name on your card is not really a thing any more, or am I missing something?

Re: True Name – Mastercard (2022)

#45

Post by milkshakes » Sun, Jan 07, 2024, 4:56 PM UTC

madeofpalk wrote: post #27

Incredibly minor, but I dislike that my Amex card has “Mr Initial LastName” on it, or worse, my full government name rather than the shortened name that I consistently go by everywhere else . Thankfully my bank card from a UK bank just allows you to print your preferred name on your card.

amex allowed me to issue additional cards in whatever name i want. so did bofa actually.

Re: True Name – Mastercard (2022)

#46

Post by jannyfer » Sun, Jan 07, 2024, 4:56 PM UTC

gruez wrote: post #5

>When Asher DiGiuseppe tried to make a purchase at his local Toronto liquor store, the clerk looked at him with suspicion and questioned his card, which was still printed with the name he had used before transitioning. >[...] New research by Mastercard across 16 countries in North America and Europe revealed that 59% of people who identity as nonbinary say they feel unsafe while shopping, and 57% say they think it’s…

It’s definitely just for PR points.

In Toronto liquor stores, the point of sale payment terminal is on a stand, facing the customer, and you tap or use chip + pin yourself.

If you get asked, you to have to show your government ID.

Re: True Name – Mastercard (2022)

#47

Post by snotrockets » Sun, Jan 07, 2024, 4:56 PM UTC

gruez wrote: post #5

>When Asher DiGiuseppe tried to make a purchase at his local Toronto liquor store, the clerk looked at him with suspicion and questioned his card, which was still printed with the name he had used before transitioning. >[...] New research by Mastercard across 16 countries in North America and Europe revealed that 59% of people who identity as nonbinary say they feel unsafe while shopping, and 57% say they think it’s…

A very popular POS used by many order-at-counter restaurants and cafes has an option, configured by the merchant, not the customer (!), to use the name on the credit card as the name called when the order is ready.

Re: True Name – Mastercard (2022)

#48

Post by NoZebra120vClip » Sun, Jan 07, 2024, 4:57 PM UTC

The terminology makes me laugh and I think of schismatic churches.

If you investigate the seedy underbelly of Eastern Orthodoxy, you will find many splinter groups which claim that the main bodies have committed apostasy and lost the faith. Therefore these small, schismatic groups, sometimes with limited clergy resources, will name themselves "True Orthodox" or "Really Truly Orthodox and We Mean It This Time". Generally these groups will themselves experience schism as they quibble about trivial things, and so devolve into "Truer than True Orthodoxy" and "Old True Believers of the Truth About Cats, Dogs, and Orthodoxy".

It's a bizarre concept that someone should have a "True Name" that's truer than their legally recorded name(s) and truer still than the names which they were given by their legal parents and names which were used for them throughout their lives. A new name that someone takes for himself is commonly known as an "assumed name" or "alias".

As Pontius Pilate was heard to remark, "What is Truth?"

Re: True Name – Mastercard (2022)

#49

Post by silverpepsi » Sun, Jan 07, 2024, 4:57 PM UTC

namdnay wrote: post #12

Not living in north america, there's something i must be missing - who looks at the name on a credit card? who even touches your credit card anymore? in europe and uk you're either contactless or you're given the terminal to enter your card yourself, and I'm 99% certain the "name" that is written on the card never comes up on screen

When you eat at a sit down restaurant, part of the service is not forcing you to walk to the register up front to pay. Hence you leave your card with the waiter and they disappear with it for up to 15 minutes to process the payment at the terminal.

This is also their opportunity to copy your magnetic strip and/or add a tip without your permission. (Though the latter only happened to me once, I guess the former may have happened a few times over the years it's hard to know.)

Re: True Name – Mastercard (2022)

#50

Post by sk5t » Sun, Jan 07, 2024, 4:57 PM UTC

Hmm. The only occasion in the past few years I can recall handing a card to any clerk for inspection or payment processing is host-stand restaurant pickup, and never gotten a second glance when presenting my partner's card.