Earlier quoted context omitted.
You can have this as an additional safety layer. You don’t need to update everything at once. If anything is able to react within seconds, it’s a computer.
I think you might be way underestimating number 5. While on the first hand your point sounds very reasonable, in practice it may have more adverse effects than we may think and make the whole system more unsafe.
The next big crash will change people’s minds on this.