101–110 of 152 posts
Might be an unpopular opinion, especially in North America, but I think families living together is a great thing. I have a wife and child, and we all live with my parents in a largish 6-bedroom house. They are retired and I support them financially. While they bought this house before I entered the workforce, I now pay the mortgage on this house. A few years ago we did a total rebuild of the house, and it's now a gr…
I live with my 5 adult sons because here (rural FL) it requires 4 incomes to afford minimal, basic bills - in a debt-free household.
Seems strange for a state with no income tax, that would happen
No-income tax attracts people living on a fixed income (gained by being employed out of state via Social Security, Pensions, and traditional retirement accounts).
Florida income cannot compete with NYC income, even if there is no income tax.
It sounds like Japan since the 90s, but without broad societal acceptance
I really hope hikikomori doesn't become normal
Might be an unpopular opinion, especially in North America, but I think families living together is a great thing. I have a wife and child, and we all live with my parents in a largish 6-bedroom house. They are retired and I support them financially. While they bought this house before I entered the workforce, I now pay the mortgage on this house. A few years ago we did a total rebuild of the house, and it's now a gr…
Ambitious, upwardly mobile people often have to move for job opportunities. Meanwhile their parents are often not yet retired and are tied to a different location by their own careers.
The interpersonal dynamics can be really toxic. Often the older generation has particular outdated ideas about household management, religion, cooking, and child rearing. Clear boundaries have to be set and respected or else there is constant conflict and resentment.
Earlier quoted context omitted.
Sounds good, except that fertility rate correlates inversely with income. https://en.wikipedia.org/wiki/Income_and_fertility If you gave a population a $10k raise (in a hypothetical world with no inflation) the birth rate would probably DECREASE
> Two recent studies in the United States show, that in some circumstances, families whose income has increased will have more children. There's a massive gulch between "too poor to have ubiquitous access to birth control and healthcare" and "rich enough to provide the upbringing I desire for my child". Most Americans exist in that gulch. > But something happened to the American family over the last three decades: th…
Not sure I buy that - I know plenty of couples, each of them with good 6 figure salaries, who have no interest in having kids, ever - if they had 7 figure salaries, I don't think it would change their mind one bit.
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Is this a local or a national problem? Homes are a lot more affordable outside of the inflated West Coast metros.
That's true, but jobs outside of metro areas are nearly non-existent, or pay peanuts. Moving out of a metro area typically puts you in, maybe, a bigger home, but the pay is drastically lower. Food costs, internet, phone, vehicle, etc all cost nearly the same (if not more expensive), so you're probably doing even worse moving out of a metro area.
https://www.fatherly.com/news/map-cheapest-state-buy-house
https://ipropertymanagement.com/research/homeownership-rate-...
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Higher incomes tends to correlate with better long term planning, and better controlled risk taking. Having a higher income also correlates with having grown up in a higher income household, and thus having more expensive ideas of what table-stakes childrearing looks like. So, as some well paid techbro, I probably had a relatively well-off childhood, and my perceived cost of having a kid is going to include A) paying…
And with our medical system, children are like a reverse lottery ticket (to borrow a term I saw elsewhere on HN) - if they're born with a medical issue, they may take millions in care - something I've seen personally happen to coworkers. I've got enough anxiety trying to maintain my own health insurance.
I live with my 5 adult sons because here (rural FL) it requires 4 incomes to afford minimal, basic bills - in a debt-free household.
Which county?
Earlier quoted context omitted.
Seems strange for a state with no income tax, that would happen
Florida CoL is driven by out-of-staters (specifically New England snow birds and retirees). earned money out of state and then buy vacation properties or primary residences. No-income tax attracts people living on a fixed income (gained by being employed out of state via Social Security, Pensions, and traditional retirement accounts). Florida income cannot compete with NYC income, even if there is no income tax.
Market forces responded to lower taxes by sharply increasing the cost of living.
I think learned helplessness is a real problem. We have friends in their late 30's and early 40's who still live with multiple roommates. They're "well educated" but can't seem to hold a job, or stay in a relationship, or pay for anything. They've got subscriptions ticking away that they didn't remember they had, and then they're shocked to learn about an overdraft fee or a big credit card bill. One of them recently…
It is unpopular to say, but I've observed the same thing many times before. Not that an attitude change would solve the world's problems, but some people have no sense of intentionality in their lives.