This is an outlier issue.
For the average person selling things through PayPal, this is rare. If it's that important for your business, it shouldn't be a big deal to create a new bank account for each PayPal and link them to that.
Why I Can't Use PayPal To Buy Your Product
31–40 of 74 posts
Re: Why I Can't Use PayPal To Buy Your Product
#32Paypal forced me to open an account with them so I could buy shit by credit card through their interface. And so they could try to shove their other shitty products down my throat.
I want to set every single person who works for PayPal on fire.
Re: Why I Can't Use PayPal To Buy Your Product
#33Earlier quoted context omitted.
PayPal does let you use the same joint bank account in two accounts. The only problems is that you need to be married and share the same last name. This may make sense in the US, but in a lot of other parts of the world, you don't take your husband last name when you marry. I'm tired of PayPal too, but just wanted to let you know that there may be a solution to your problem.
>share the same last name. This may make sense in the US That counts me out. My wife was well-known professionally before we were married, so she kept her name. In my circle of friends, I know a handful of others to whom this also applies. Paypal's policy might have made sense in 1950's US, but not in the US as it is now.
Completely off topic, but I wish this could have just said "my wife uses her own last name" or something like that. It reads like your wife needs an excuse to keep her last name, which I'm sure isn't the case, but is indicative of the weird - slightly misogynistic - society we're in where the default is for women to give up their names at marriage.
Re: Why I Can't Use PayPal To Buy Your Product
#34Paypal forced me to open an account with them so I could buy shit by credit card through their interface. And so they could try to shove their other shitty products down my throat. I want to set every single person who works for PayPal on fire.
@DannoHung
I want to set every single person who works for PayPal on fire.
While I can understand your frustration, I think you should cool off and think before posting such extremist views here.
Re: Why I Can't Use PayPal To Buy Your Product
#35Another PITA issue I've hit with PayPal is trying to link Bank Accounts or Credit Cards from multiple countries to the same account... can't do it.
So even though I'm an Australian living in Canada, I'm stuck charging my Australian Credit Card and Bank account whenever I use Paypal. Sigh
Re: Why I Can't Use PayPal To Buy Your Product
#36Earlier quoted context omitted.
Presumably it keeps people from just spam-creating new accounts every time they get banned. In this case, however, it's hurting their business by being too strict. They could, for example, let you have at most two accounts linked to solve the problem some married people have.
I do not see why they need to stop spam creation of accounts. They can just ban the bank account in addition to the Paypal account. Without any bank account or credit card connected to the Paypal account it is not very harmful to Paypal.
Someone might be able to use the dozens of accounts for fraud before they could catch them and put a stop to it. If the money is already gone, Paypal would suffer the losses.
Re: Why I Can't Use PayPal To Buy Your Product
#37I've hit this 'can only link bank account to one PayPal account' problem a few times and it is very frustrating. The way I operate my business and personal bank and PayPal accounts means I have to shuffle money around to work with this rule. Why, PayPal?
> Why, PayPal? To prevent fraud.
[deleted]
Re: Why I Can't Use PayPal To Buy Your Product
#38Another PITA issue I've hit with PayPal is trying to link Bank Accounts or Credit Cards from multiple countries to the same account... can't do it. So even though I'm an Australian living in Canada, I'm stuck charging my Australian Credit Card and Bank account whenever I use Paypal. Sigh
To be fair that may have to do with regulations. Paypal has to walk through a complex maze of regulations to work internationally. In the US it's a company, in the EU it's a bank etc. Their existence may have actually been a motive in establishing money transfer regulation.
Re: Why I Can't Use PayPal To Buy Your Product
#39Earlier quoted context omitted.
>share the same last name. This may make sense in the US That counts me out. My wife was well-known professionally before we were married, so she kept her name. In my circle of friends, I know a handful of others to whom this also applies. Paypal's policy might have made sense in 1950's US, but not in the US as it is now.
Completely off topic, but I wish this could have just said "my wife uses her own last name" or something like that. It reads like your wife needs an excuse to keep her last name, which I'm sure isn't the case, but is indicative of the weird - slightly misogynistic - society we're in where the default is for women to give up their names at marriage.
Descriptively I think that's still the case, at least on average: most women who have no specific "reason" to keep their name adopt their husband's name, while rates of not doing so are much higher if there's some reason it would be actively advantageous not to change names (e.g. an academic with a publication record under her name).
Among my circle of friends, even among academics, the tendency towards changing seems to be fairly high; those who got married late-ish with a significant publication record didn't switch, because it would seriously dilute their name recognition / citation counts / etc., but those who got married in grad school with 2-3 existing publications have all switched. Not entirely sure whether it's tradition or personal reasons or family or what.
Re: Why I Can't Use PayPal To Buy Your Product
#40This wouldn't be a problem if you accepted Bitcoin. ;)
It would cause numerous numerous other problems. It's non-trivial to convert bitcoin into a regular currency, you have to use 3rd party sites that have a terrible record with security It's not understood and accepted by most people. You can't do chargebacks.
> It's non-trivial to convert bitcoin into a regular currency, you have to use 3rd party sites that have a terrible record with security
Wrong. There has only ever been one successful attack against MtGox. By contrast, attacks on banking financial websites are widespread: http://ns.umich.edu/new/releases/6652 A small security-focused startup like MtGox can more easily secure their infrastructure & code, compared to the corporate developers working on humongous code bases behind most banking websites.
> It's not understood and accepted by most people.
Circular reasoning ("technology X won't get adopted because nobody knows X").
> You can't do chargebacks.
This is actually an advantage for merchants. Credit card chargebacks eat into their already thin margins. But once they receive bitcoins no one can take them away from them.