2. AMD: They may change the land scape in coming months. And it looks like the US gov restrictions on GPU's are going to impact price in the server market in 2024.
3. The stacks are evolving quickly. What you buy for today may be supersede by something tomorrow that means you should have spent more or could have spent less.
If you want to play: Ram, is what matters most. GPU ram and system ram (in that order). Get the best GPU you can (ram wise) under clock it and then add system memory if you can. Once you have a test bed that works for you, renting/cloud is a way to scale and play with bigger toys till you have a better sense of what you want and/or need.