A big one for me is just a plain
- Ask questions.
You get so much information, so many services and favours, and access to so many things if you are willing to put yourself in a potentially uncomfortable position of asking. I thought that when I ask questions that make me uncomfortable I would regret most of them, but it turns out I only regret like one out of every 30 uncomfortable questions I ask.
I strive to ask more until I reach 10 % regretted, but I don't see it happening any time soon.
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Something else not on this list is:
- Make your own everyday small-stakes insurance by betting with acquiantances.
This takes a willing counterparty, but you can insure a lot of things. Pay a friend $10 on the condition that they will pay you $100
- if the flight departure is canceled, or
- if it's raining on your picnic date, or
- if you get sick on the day of an important meeting.
It won't fix the problem, but it will be a band-aid on the wound.
You may have to adjust the odds based on the probabilities involved, of course. The goal is to offer odds such that your friends just about make money off of you in the long run, meaning there's something in it for them also.