181–190 of 347 posts
I’m guessing this will continue to happen until, I dunno, some the execs at Experian continually have their accounts compromised in the same way again and again.
The execs may be incompetent, they're probably not stupid, though- they don't use that shit.
My Experian was hijacked, unfrozen, and used to get a $100k loan from Ford Credit. Took me ages to clean up. Bastards.
Not a lawyer but this just screams legal action. Their systems clearly aren't sufficiently secure to prevent large scale fraud
This all goes back to the social security not being changeable and morphing from some thing to claim benefits with to it being your universal password. In contrast, I lost my drivers license and in order to get a new one I had to go the DMV in person and put my thumb print on a biometric scanner which pulls up my picture for the DMV person to look at before they authorize the request. I can also file an affidavit of…
I was somewhat surprised to find that when I got my driver's licence at 39, it was the same number as the non-driving ID card I got issued at 18. So at least Arizona doesn't seem to be eager to hand out new numbers.
Earlier quoted context omitted.
I’ve made a few online “acquaintances” over the years as I’ve figured out the real email addresses for the people for whom I receive email at iCloud. We check in each time I forward something to them.
It can be fun to figure out how to contact your “acquaintances” the first time this happens. You can't really email them, can you? I had it when someone (or likely his partner) with the same (somewhat uncommon!) firstname.lastname@gmail.com used my email. I started digging and it turned out we both were/are PhD students, just totally different fields. Must have something to do with the name. I was happy that via the…
In the other case I must have simply experimented with first initial/middle initial/last name, and that worked.
One is a minister in the Boston area, so it's not hard to recognize her inbound emails.
FWIW 1. Freeze all your credit with experian, equifax and transunion 2. Opt out of them selling your info: https://consumerprivacy.experian.com/ https://myprivacy.equifax.com/opt-in-opt-out/personal-info https://service.transunion.com/dss/ccpa_optout.page
Did this earlier this year. Its super easy to do. And recently had to temporarily unfreeze everything to open an account. Also very easy. All free. 1 of them tries to upsell hard but can do all for free. I think a law passed in 2019 ish forcing it to be free.
I’m guessing this will continue to happen until, I dunno, some the execs at Experian continually have their accounts compromised in the same way again and again.
Why, going through such trials, ex opere operantis, might just sour a 'true believer' in the "invisible hand" on the whole novus ordo seclorum.*
Hahahhahahaha! Urghk, briefly part-swallowed my tongue from laughter, excuse me...
* As the undoubtedly distinguished graduates of Yale SOM, for example, might phrase it
FWIW 1. Freeze all your credit with experian, equifax and transunion 2. Opt out of them selling your info: https://consumerprivacy.experian.com/ https://myprivacy.equifax.com/opt-in-opt-out/personal-info https://service.transunion.com/dss/ccpa_optout.page
Did this earlier this year. Its super easy to do. And recently had to temporarily unfreeze everything to open an account. Also very easy. All free. 1 of them tries to upsell hard but can do all for free. I think a law passed in 2019 ish forcing it to be free.
Just had to deal with this for the first time in the last two weeks when someone tried to open a fraudulent account in my name... Interestingly, this happens for the first time in my life 2 months after I had to write down all my personal information to get a 0% APR credit card from a jeweler store...
It should be a default frozen system, not a default open system.