131–140 of 347 posts
My Experian was hijacked, unfrozen, and used to get a $100k loan from Ford Credit. Took me ages to clean up. Bastards.
Maybe this is why for the past few weeks I am receiving countless emails from major retailers like Casas Bahia or Americanas and even Magazine Luiza with purchase confirmation listing several smartphones and notebooks whose invoice bare my name and cpf. I tried contacting every retailer. Only Magazine Luiza seem to have acknowledged the fraud and issued a warning but to no avail, as I am still receiving invoices from…
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Of course, we aren’t the customers for these spying companies. But it is surprising that the total lack of security isn’t a deal-breaker for their actual customers. I mean if you can basically impersonate anybody using this service, what is the point of using it?
These accounts aren’t for the people who pay Experian money. Companies pay Experian money to access information about individuals; the only reason Experian even allows accounts for individuals is because they are mandated by law to allow things like credit freezes and the annual credit report. If they weren’t required, they wouldn’t do it at all. They have zero incentive to improve the experience or the security of i…
And your firm pays Experian/Equifax/etc. to GIVE information about you, e.g., automated employment verification.
The best outcome is to have minor fraud (someone tried and failed to open an account in your name, or your name+address appears in a data dump somewhere) occur because then you can register a fraud alert and credit freeze in all the agencies which stops a lot of nonsense (random junk mail, risk of actual fraudulent accounts getting established) for a year or so by enforcing extra authentication steps. I wish I could…
Is there something else I’m missing that’s only temporary?
Earlier quoted context omitted.
These accounts aren’t for the people who pay Experian money. Companies pay Experian money to access information about individuals; the only reason Experian even allows accounts for individuals is because they are mandated by law to allow things like credit freezes and the annual credit report. If they weren’t required, they wouldn’t do it at all. They have zero incentive to improve the experience or the security of i…
> Companies pay Experian money to access information about individuals And your firm pays Experian/Equifax/etc. to GIVE information about you, e.g., automated employment verification.
I’ve received two data breach notices in the past week, one from my healthcare provider and the other from the bank that holds my mortgage. In both instances they said to lock my credit, and provide free credit monitoring for a year. I find this egregiously insufficient to the point where I think we need more regulation in this space. They should provide lifelong credit monitoring and full insurance on any financial…
> We need DMVs to begin issuing IDs that are physical with digital capabilities The problem is that there is a very vocal segment that views such things as "government overreach" through to the literal mark of the devil. And then there are the challenges of issuing them. There are states (the same states, typically, who shut down voting locations in working class areas and defund their DMVs) who will fight tooth and…
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But why can't people successfully sue for libel/slander/defamation by individuals when they give false damaging information about the individual to creditors?
Those types of suits generally hinge on proving malicious intent
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Mine is first initial, somewhat-uncommon last name at gmail.com. Address acquired during the public beta back in 2004. I regularly get reminders for dental visits in Oklahoma, purchase orders for machinery in Germany, and course registrations for some person who works in my industry and was easily searchable online. It is not so intrusive to be problematic, and is mildly interesting.
I’ve made a few online “acquaintances” over the years as I’ve figured out the real email addresses for the people for whom I receive email at iCloud. We check in each time I forward something to them.
I had it when someone (or likely his partner) with the same (somewhat uncommon!) firstname.lastname@gmail.com used my email. I started digging and it turned out we both were/are PhD students, just totally different fields. Must have something to do with the name. I was happy that via the faculty site I found his "real" email. Nearly send him a really weird post card, I had only his postal address...