I have to respectfully disagree with all of this. Should the monetary system be offline, then the internet
and access to ledgers will likely be offline as well. Banks
and bitcoin exchanges will be offline. The ledger servers
run by whom? will also be offline. Even my fiat monetary cash on-hand will be worthless after a few days. Anything I do not already have in my storage rooms will be out of reach short of bartering or pillaging and given I am in the most heavily armed state the pillagers will be expeditiously removed.
Regarding the storage room comparison, storage rooms and money are orthogonal to one another. The closer comparison would be banks as that is where digital money is stored and physical currency is extracted. Digital fiat US currency and digital wallets will be equally useless to us in a grid or monetary down incident. Additionally bitcoin is an unregistered speculative investment and the numbers in crypto are less real than the fiat numbers in banks as it depends on organizations with no oversight. There is no insurance for such investments and this will matter more if and when we get just beyond a monetary collapse. To get money out of the ledgers requires exchanges which are basically banks with far less regulations and they are equally subject to a monetary collapse and do not insure investments with exception to the traditional banks that got involved in virtual currencies. Even if the internet were still viable I have no way to verify that an exchange isn't a bucket shop like FTX. The only value I could envision in bitcoin and their ilk is if I needed to do wash trading which is illegal. I've had enough battles with the IRS without virtual speculative unregistered unregulated investments being a part of the picture. I will be staying very far and away from such things. I could go on for hours why I would never use virtual speculative unregistered unregulated investments but that really belongs in a blog write-up and will just irritate the agency that created it who shall not be named.