This argument makes no sense to me - I didn’t live in a home with municipal water or sewer until I was 18 and living on my own.
For that matter, my current home is inside city limits. While we have municipal water, we are not connected to the city sewer system and instead rely on a septic tank.
It annoys me to no end that I’m not legally able to make major repairs to my septic system, as it’s only allowable under a grandfather clause in the city code. If, say, a utility truck ever drives into my back yard and over my septic tank, I’ll be on the hook for ~$10k to reverse the plumbing in my home, bury a sewer line to the connection at the street, and backfill the old septic tank.
“Best” of all is that in the six years I’ve owned this home, city workers have twice parked bucket trucks in my back yard without even speaking to me. One of those times resulted in my having to dig up and replace a portion of my septic system’s drain field. The city laughed at me when I asked that they pay for the damages. I could have taken them to small claims court over it, but the actual material cost wasn’t enough to justify it.
Of course there are utility easements encumbering the property, so I’m not upset about those being used. The easements are a defined area along the edges of the property, though - not carte blanche to drive all over my yard with heavy equipment. I spoke with the workers on both occasions, and they didn’t even know how to look up where the easements were.
NB: I see I went off on a tangent there, but I’m going to leave it. That sort of dispute is exactly the kind of thing that people who want to “just live” are trying to avoid. It’s one thing to voluntarily submit to rules in exchange for some benefit - it’s another to have rules imposed on you from the outside without consent, and then to have the “authorities” in the arrangement ignore the rules without consequence while simultaneously requiring you to carefully adhere to them.