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Show HN: Paisa – Open-Source Personal Finance Manager

paisa.fyi

231–240 of 288 posts

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#231

This is incredible! Great job building this and also writing the documentation that explains concepts as well as how they are implemented. I can't believe how many comments here are dismissive. If you are happy using a paid solution to manage your finances and don't want to get into the weeds yourself, you are probably not the target audience for this. One suggestion would be to make the country-specific pieces like…

I've been looking for a personal finance app for a long time. I don't want a Saas that charges me monthly and can shutdown at anytime. Most other homebrewed apps are incomplete or abandoned. Of all things I ended up paying for an Excel sheet to track it all - https://cspersonalfinance.io/

This tracks all my cashflows, investments, net worth etc, and since it's in excel there's no risk of it disappearing after 10 years

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#232

Unfortunately I can't see your web site as it does not work without sending cookies to Google. Please implement the site with only needed cookies. NB this means that your site cannot be used in Europe,

If you have time, could you clarify how you can tell that? I just opened it in Europe and the blurb seems to pass “these cookies are for internal self-improvement of the product only” (see below). Is your problem that google is managing the analytics so could be spying, or that the stated use isn’t essential? I guess my assumption was that “non-essential” meant “built for the purposes of 3P advertising”

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Re: Show HN: Paisa – Open-Source Personal Finance Manager

#233
post #197

Earlier quoted context omitted.

I know this is only vaguely related, but as a European that's been looking for an open source budgeting solution, how does PSD2 help?

you should check out Actual budget as well - works perfectly for me in the same situation.

[deleted]

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#234
post #83

Earlier quoted context omitted.

Open Banking is in some ways misnamed - you can't as an end-user just do OAuth and get a data feed out of your account, you'll have to go via a third party who've jumped through all the hoops.

Got it! That's what I thought (feared). I wonder if there are ever plans to open it up to general use, or if it would be easy as an end user to jump said hoops. I wonder if there are any open source third parties?

GoCardless has an API that’s connected to 2.3k banks in Europe and UK.

Free to use (up to a limit). Not open source though.

Link: https://gocardless.com/bank-account-data/

[I work at GoCardless]

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#235
post #232

Unfortunately I can't see your web site as it does not work without sending cookies to Google. Please implement the site with only needed cookies. NB this means that your site cannot be used in Europe,

If you have time, could you clarify how you can tell that? I just opened it in Europe and the blurb seems to pass “these cookies are for internal self-improvement of the product only” (see below). Is your problem that google is managing the analytics so could be spying, or that the stated use isn’t essential? I guess my assumption was that “non-essential” meant “built for the purposes of 3P advertising” We use cookie…

Cannot used legally.

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#236
post #232

Earlier quoted context omitted.

If you have time, could you clarify how you can tell that? I just opened it in Europe and the blurb seems to pass “these cookies are for internal self-improvement of the product only” (see below). Is your problem that google is managing the analytics so could be spying, or that the stated use isn’t essential? I guess my assumption was that “non-essential” meant “built for the purposes of 3P advertising” We use cookie…

Cannot used legally.

Third party cookies aren't illegal in Europe.

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#238

Nostalgia. I led a small team in 2009 and built Paisa.com - a financial/investment Startup. I still have the initial mockup designs I did in a hotel room in Delhi/Gurgaon to pitch to NDTV.

I remember seeing it promoted on Gpay, if I remember correctly.

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#239

Here's something that always trips me up when I look into non professional software for double entry accounting (or more accurately, instructions around them). It's been a long time, so I may be getting it wrong, but I do have some introductory information of accounting. And according to that, in a transaction such as salary received, the accounting would look something like: Income: Salary - Credit Assets: Checking…

Most tutorials for financial services are written for bank account users. People refer to their bank account colloquially as a "debit account" and "credit account" because those are the types of accounts offered to them by a bank. From the bank's perspective, a consumer debit account is (correctly) considered a "debit" since any money deposited into the account by the account owner is an asset for the bank.

No, it's the opposite, $ in customer's account is a liability for the bank to those customers, so the account is credited on +

The banks cash account is debited for balance

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#240

Unfortunately I can't see your web site as it does not work without sending cookies to Google. Please implement the site with only needed cookies. NB this means that your site cannot be used in Europe,

You can opt out by clicking Manage settings and then uncheck the green tick. I just realized I can enable reject button as well[1], should be available soon.

1: https://squidfunk.github.io/mkdocs-material/setup/ensuring-d...

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