I would use this. Is there anywhere in Goa I can verify my passport? Or maybe in Mumbai / Dabolim airport?
Show HN: Cheq UPI – India's first UPI payments app for foreigners
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Re: Show HN: Cheq UPI – India's first UPI payments app for foreigners
#12Can you continue to use this from outside India once identity proofed within India?
Re: Show HN: Cheq UPI – India's first UPI payments app for foreigners
#13This looks like it could be very helpful. One question, how is it different than what was announced by the Reserve Bank of India earlier this year? [1] [1] https://m.timesofindia.com/business/india-business/hassle-fr...
We're also a part of the same initiative.
Behind the scenes story below :
Until last year, there was no way for Indian fintechs to provide UPI services to international citizens.
The Reserve Bank of India (RBI) decided in January 2023 to issue UPI enabled wallets to international citizens visiting India during G20.
We got a call late at night asking if our team can quickly deliver this solution.
Our team stepped up and the first version was delivered within 30 days.
This app was used to showcase UPI to various the G20 delegates who visited Bangalore in February.
We've spent another 5 months tweaking things and finally, we feel ready to launch the app in front of you :)
Re: Show HN: Cheq UPI – India's first UPI payments app for foreigners
#14Very interesting given how much success UPI is having.
Some feedback:
Bad typo on homepage (should be sponsor not sponser - also why is this so prominent on your landing page, seems weird).
Who is transcorp and how are you related to them? Western people are very unlikely to have heard of them (I had to Google), and are you part of them, powered by them, etc? It's confusing having two brands like that at the top of your page.
The two "British" video testimonials don't have British accents. Are you sure they are actually British?
Finally in terms of practical steps I think not having branches at airports to do the KYC checks is a major issue.
Btw, I think partnerships would be a good way to market yourself. There are a lot of prepaid travel cards in the west and I can imagine they'd be happy to look at promoting you.
Re: Show HN: Cheq UPI – India's first UPI payments app for foreigners
#15Can you continue to use this from outside India once identity proofed within India?
Currently, you can only make payments using the app while you're in India.
Your wallet will remain active and you can use the funds next time you visit again.
But we have geofencing restrictions which prevent customers from initiating payments while outside the country. Due to certain regulatory restrictions.
Re: Show HN: Cheq UPI – India's first UPI payments app for foreigners
#16I would use this. Is there anywhere in Goa I can verify my passport? Or maybe in Mumbai / Dabolim airport?
We'll arrange for an agent in Mumbai/Goa.
Simply purchase the product, finish your setup and speak with your assigned account representative.
They'll get you activated
Re: Show HN: Cheq UPI – India's first UPI payments app for foreigners
#17Can you continue to use this from outside India once identity proofed within India?
Currently, you can only make payments using the app while you're in India. Your wallet will remain active and you can use the funds next time you visit again. But we have geofencing restrictions which prevent customers from initiating payments while outside the country. Due to certain regulatory restrictions.
Understandable. Thank you for the reply, great product, best of luck!
Re: Show HN: Cheq UPI – India's first UPI payments app for foreigners
#18You guys need to try, try, try to figure this out without the passport verification. I've spent a lot of visits to India and having to hand my passport to some local shopkeeper feels like an invitation for identity theft. People who grew up in the USA have been told their whole lives to protect their documents and this is a pretty big leap of faith for little benefit over grabbing cash from the ATM.
Edit: to be more helpful, a system like this would be more exciting for me - Upload the passport in app, the passport is verified only by a salaried and background-checked (you know, like a police clearance certificate) staff that is a employee of your company (not a third party or contractor). Have a clearly written policy about record keeping, security of the storage, pursue legal charges against employees who don't adhere to privacy policy. Etc.
Re: Show HN: Cheq UPI – India's first UPI payments app for foreigners
#19You guys need to try, try, try to figure this out without the passport verification. I've spent a lot of visits to India and having to hand my passport to some local shopkeeper feels like an invitation for identity theft. People who grew up in the USA have been told their whole lives to protect their documents and this is a pretty big leap of faith for little benefit over grabbing cash from the ATM. Edit: to be more…
FWIW, you have a competitor who could very well figure out a UPI payments piece shortly (they don't seem to support the QR codes piece yet) (https://wise.com/in/blog/send-money-to-india-with-upi) and they have built in passport verification without the shopkeeper & scanner part. It'd be good to start without the rigidity of that step.
Re: Show HN: Cheq UPI – India's first UPI payments app for foreigners
#20[dead]