Reaction II - when a fast-moving "plus 4 sigma" disaster hits, what's the usual batting average for any local municipal government handling it correctly? I'm betting "d*mned low". This is real-world America - not a "competence porn" movie from Hollywood, nor a "they were morally responsible..." term paper in Philosophy 271.
Reality Check - coverage of Maui's last municipal election is here: https://www.civilbeat.org/2022/11/maui-county-richard-bissen... Notice that "protecting from climate change" gets all of one in-passing mention in the long article. And nothing closer to the actual disaster is even mentioned. Concept: if an "all the experts are warning us" potential $Disaster is of minimal interest to local voters...then it's hardly surprising if the local government which they elect is neither physically nor mentally capable of coping with $Disaster.