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Ask HN: What would you do to bring in $3K / month?

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11–20 of 28 posts

Re: Ask HN: What would you do to bring in $3K / month?

#11
$3k per month (post tax) is in the ballpark of $60k per year

If you're talking $3k/mo pre-tax, that's in the neighborhood of $18.75/hr

If you're "not quite old enough to draw Social Security", surely you know how to find a job ...no? You must have had one at some point - and loads of places all over are hiring all the time :)

Re: Ask HN: What would you do to bring in $3K / month?

#13
post #6

> $3k/month would do it. $3k/month, after taxes? > I looked for a tech job for the first half of this year without any luck and I'm really tired of the whole tech interview process so now I'm starting to wonder about other ways of bringing in money. I'm not sure if I'd ask this general advice question here. This isn't Reddit. HN is basically a "tech" board. Nothing says it needs to be exclusively that but I'd be surp…

Assuming OP hasn't found an answer on YouTube or any social media, I'd suggest start making YouTube or other social media content on how to make 3k/month or on how to be debtless, the situation he is in right now. Why would you need 3k a month if you're debt less though. If I were you I'd watch some yt on how to get by on a lot less, and then rephrase your query with a lower value.

>Why would you need 3k a month if you're debt less though

Property taxes? Food other than ramen? Utilities (electricity, water, garbage, internet, cell phones, etc.)? Hobbies? Entertainment? Gasoline/car maintenance? Home repairs? Visits to see friends and family?

Re: Ask HN: What would you do to bring in $3K / month?

#14
post #11

$3k per month (post tax) is in the ballpark of $60k per year If you're talking $3k/mo pre-tax , that's in the neighborhood of $18.75/hr If you're "not quite old enough to draw Social Security", surely you know how to find a job ...no? You must have had one at some point - and loads of places all over are hiring all the time :)

I'm not too familiar with the tax rates in the U.S. but wouldn't a post-tax take-home of 36K/year be more in the ballpark of 45K-50K/year?

Re: Ask HN: What would you do to bring in $3K / month?

#15
post #13
post #6

Earlier quoted context omitted.

Assuming OP hasn't found an answer on YouTube or any social media, I'd suggest start making YouTube or other social media content on how to make 3k/month or on how to be debtless, the situation he is in right now. Why would you need 3k a month if you're debt less though. If I were you I'd watch some yt on how to get by on a lot less, and then rephrase your query with a lower value.

>Why would you need 3k a month if you're debt less though Property taxes? Food other than ramen? Utilities (electricity, water, garbage, internet, cell phones, etc.)? Hobbies? Entertainment? Gasoline/car maintenance? Home repairs? Visits to see friends and family?

And health insurance, ugh. I also own my house which is nice but it's not on its own enough of a game changer to be able to stop working.

Re: Ask HN: What would you do to bring in $3K / month?

#16
Freelance doing something (development, design, copywriting, etc) that I can charge at least $75/hour for. If you only need $3k per month, you only need to sell 2 hours a day (Mon-Fri).

$3000 a month

= $750 per week

= $150 per day

= 2 hours per day (or a single 10 hour day per week) @ $75/hour.

As a bonus, $75/hour isn't particularly high for many fields.

Re: Ask HN: What would you do to bring in $3K / month?

#18
This is probably not the answer you're looking for, but you might consider buying an existing business and doing that. You could check Loopnet for some ideas.

For example, in the Denver area (just to pick a random place), there's a laundromat for sale for ~260K, with gross revenue of 214K and an EBITDA of 120K, which would certainly satisfy your 3K/mo revenue requirements. Link here: https://www.loopnet.com/biz/Business-Opportunity/under-contr...

I'm not a laundromat owner, though I know a few of them, and they aren't 40 hour/week jobs. It's not totally risk free, but it's not a terrible job.

Consider opening a Crossfit Gym: https://www.loopnet.com/biz/Business-Opportunity/established...

Or a Dog Kennel/Spa: https://www.loopnet.com/biz/Business-Opportunity/successful-...

I think a lot of us think that tech is the only or best way to make a bunch of money, but Hacker News is also a place of bustling entrepreneurship and starting your own business doesn't have to mean starting a SaaS company. You could write your own pet kennel reservation software, for example, and then dogfood it (ha!) until you feel comfortable spinning it out into software that can be sold to other pet kennels around the country/world.

I have no idea if this is useful to you, but I think it's a fun idea. I'm considering doing something similar to this myself, when my current job ends.

Good luck!

Re: Ask HN: What would you do to bring in $3K / month?

#19

This is probably not the answer you're looking for, but you might consider buying an existing business and doing that. You could check Loopnet for some ideas. For example, in the Denver area (just to pick a random place), there's a laundromat for sale for ~260K, with gross revenue of 214K and an EBITDA of 120K, which would certainly satisfy your 3K/mo revenue requirements. Link here: https://www.loopnet.com/biz/Busin…

> For example, in the Denver area (just to pick a random place), there's a laundromat for sale for ~260K,

I'd just live off of the $260K (plus the interest I'd make having it in tbills) until I could draw SS (which is only about 5 years out). In reality, that's probably what I'll do (though I don't have $260K outside of retirement accounts - more like $150K).

Re: Ask HN: What would you do to bring in $3K / month?

#20
post #5

> $3k/month would do it. $3k/month, after taxes? > I looked for a tech job for the first half of this year without any luck and I'm really tired of the whole tech interview process so now I'm starting to wonder about other ways of bringing in money. I'm not sure if I'd ask this general advice question here. This isn't Reddit. HN is basically a "tech" board. Nothing says it needs to be exclusively that but I'd be surp…

If your response sounds like "I don't know" or "I don't like this question" perhaps it's a better use of one's time to just keep scrolling?

But if your response is "I don't like this comment" definitely use your time to tell someone else how to spend their time.
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