Earlier quoted context omitted.
> and then send them home In a lifetime of debt
Contrary to the stereotype, most Americans have health insurance that covers inpatient and outpatient mental health care. That's why we can't get a universal socialized system implemented: too many Americans already have good enough insurance that they don't want to change it.
The problem is the people who need help most won't seek it because it will get them labeled. There are plenty of mental illnesses that create situations where doctor-patient confidentiality has to be breached (legally). This restricts their care. A more mundane example, in some states with red flag laws a lawful gun owner could potentially introduce liability by seeking a diagnosis for depression or anxiety. Even if they don't present as a threat to themselves or others. The diagnosis alone can form a legal basis for disarmament given the right DA.
We need to fix the legal system to allow people to get the help they need. If you even remotely think asking for help will get the cops sent to kick down your door and shoot your dog you won't go get help. Often times when you do get help it's too late.