Earlier quoted context omitted.
Sure, but it can happen anywhere. I was just reading yesterday about a person who died in Portland of heat during the dome. Same with cold weather, if the gas/electric goes out during the winter. There's really only a few places one can live with moderate enough weather to avoid those scenarios.
Eh, it is much much easier to keep warm when it's -40 outdoors than it is to keep cool when its 120+ outside. Unless you have a terribly insulated shelter, blankets, coats, and friends will keep you warm enough to the extent that unless you are not really capable of taking basic care of yourself, you're not dying of the cold when your heat goes out. You can always do more insulation, and you only need so much for you…
I used to work in the Middle East, and their traditional structures with central pool and windcatcher/chimney design remained quite livable even when it was over 45°C outside, with zero active cooling.