Earlier quoted context omitted.
If a blanket ban runs into this problem, what about a "ban by default"? Basically just flip the script so it doesn't require a denial based on circumstances but instead an approval based on circumstances.
This doesn’t work in practice due to typically severe time constraints. You cannot expect a business that has 6 days of life left to wait for such an approval process. These things never happen fast.
A homeless man that has 6 hours left to live in the cold winter often cant get shelter, because instead we are really concerned with caterting the entire fabric of society to fictiontion problems that might one day affect a mismanaged business.