That was just an example calculation, to illustrate the write amplification factor, of course. You can scale it up pretty arbitrarily.
I mentioned only WAL for simplicity, but it also has to modify and write out the index pages themselves, and write them out eventually. And that's going to be mostly random I/O. Flash storage is good at handling that, ofc, but if things are adding up like this ...
Not to mention you still have to copy the WAL over network to replica, or perhaps to multiple replicas. And if you have physical backups with PITR, you gotta keep all the WAL somewhere too.