If you are forced to work with a schema that is poorly-aligned with the logical reality it intends to represent, you would definitely walk away with a bad taste in your mouth. Hacking around bad normalization is 99% of what makes SQL suck for me.
If you ever get a chance to design the whole thing yourself from zero, you should almost always insist on one big database/schema and routinely review the table structure with the business owners before you actually go to prod.
The moment you start doing things like putting data for service A into database A and service B into database B, you lose a lot of power. Sometimes this is required, but most of the time it's an org-chart alignment meme. There are ways to join these separate databases, but it starts to fall down pretty quickly. The true magic of SQL is having all of those dimensions in one place at one moment in time so you can put a pin in anything without complex distributed transactions.